Why This Thrifty Gal Will Shop At Twice More Than Twice

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Tuesdays I share a picture from our week that inspired me to write a post.

I recently tried the online consignment store Twice for the first time.

Why this thrifty gal likes Twice for saving money on clothing

I heard about Twice from a reader, and after checking out the site knew I wanted to try it out to see if it could be a great source of inexpensive quality clothing that I could share with my readers.

I of course waited until I could get  great deal and that deal came Friday when they had a free shipping code available and I had $20 in credit available to spend thanks to two generous readers who had signed up through my links and enjoyed $10 off their first order in return.

I have used ThredUp several times now and love the new with tags section, so I decided to see what Twice had to offer in their NWT section. I was pleasantly surprised to see Twice also offered a large selection of new with tag clothing.

I picked up a pair of Gap dress pants for winter. I found a pair in my size for $15.95, on the Gap website currently a similar pair is selling for $41.97 on sale or $69.95 full price.

Working with those figures I saved $26.02 when compared to current sales.

I ordered the pants Friday evening and received them Wednesday. Considering mail doesn’t move on Sundays that means it took just 4 shipping days for me to receive my order.

Twice offers new with tag clothing at great prices

The pants are beautiful and fit great. I would show you a picture of me wearing them but my kids have yet figure out how to take a good picture of mom, I am usually blurry or really tiny.

This is the first time I have dared to order pants from an online site simple because my curves  and height are hard to fit sometimes. However  I know Gap pants fit me well because I own a pair of their jeans and the Twice site made it incredibly easy to figure out if the pant size matched my figure by listing all the necessary pant measurements like inseam, waist and hips right beside the picture of the pants.

I will order from Twice again, in fact I will order more than Twice (sorry I couldn’t resist the pun :) )

 Not yet a member of Twice, Sign Up at start your account with $10 using this link 

Looking for money saving tips? Follow My Saving Money Tips board on Pinterest

20 ways thrifty people save money on clothing (button)Looking for ways to save money on your families clothing costs? Here are 20 Ways Thrifty People Save Money on Clothing.

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Happy Labor Day

pink flowerI am out soaking up the last moments of summer, and I urge you to do the same. I will be back tomorrow .

10 Work At Home Jobs With Little To No Start Up Fees

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10 work at home jobs with little to no start up fees

I have been a work at home mom since month 9 of my marriage (yep honeymoon baby! :) ). Over the years I have tried various ways to make money at home. This list I am sharing with you today contains some of the ways I have made money at home as well as some that I have seen friends both on and off line have success with. The key to making money in any of these 10 at home jobs listed below is to have both a talent and a love for what you do as well as a desire to continually learn and grow in that area.

 10 Work At Home Jobs With Little To No Start Up Fees

1.  Providing Day Care

Providing day care for others doesn’t cost money to get going if you only plan on taking one families children and you already have children of your own and therefore toys to share. Of course you need a genuine love for children to provide day care. A home with a large indoor as well as outdoor play space will also help.

If you already take care of one families children and you want to take in more you will have to check out your areas laws pertaining to that. There may be several things you will need to do to your home in order to be legally able to take in additional families and that will cost some, however the costs will be recouped rather quickly when you take additional families in.

There are so many different types of child care to offer here are 6 different types you might want to consider.

2. Blogging

Making money blogging is a very slow process. I worked at my blog an entire 18 months before seeing any true income above the expenses of hosting fees  and domain fees. However it is super flexible. I truly am completely in charge of my own hours and that means I can work it around the needs of my family. I do now earn a small part time income from my blog and that income is slowly growing each month, so the hours you put in for free at the beginning help lay the foundation for future earnings.

Visit my Blogging University page to see what I have learned about blogging so far.

3. Maximize Point Earning Programs & Survey Taking

You are not going to get rich doing point programs and filling out surveys but you can earn a small sum of money each and every month to help your family. I think these programs are great for moms who just have a small amount of time and energy each day to work at something beyond keeping a household running smoothly. I did it myself 2 to 3 hours a week for a good year or so with good results and I still do complete daily tasks at my favorite point programs.  From reading stories of those who work these programs to their maximum, and having figured it out myself on paper, I think it is reasonable to say you could earn a consistent $50 to $100 a month with a bit dedication.

Here is a plan for maximizing point earning and survey earning income that includes free printables.

4. Become a Virtual Assistant

If you have been blogging for a while and have discovered that there are certain areas of blogging that you really love and are super good at, consider marketing those skills to other bloggers through offering virtual assistant services.

I haven’t read this ebook but I have read rave reviews by various bloggers about it and therefore feel safe recommending that if you wish to become a virtual assistant you might want to read the ebook: The Bookstrap VA: The Go- Getter’s Guide To Becoming A Virtual Assistant, Finding And Keeping Clients,  And More!

5. Sell A Skill, Talent, or??? On Fiverr

Fiverr intrigues me, I haven’t bought or sold on there YET, but I really want to give it a try. I have however spent way too much time jumping around the site seeing what other people sell and their ratings and reviews. Basically you can sell a talent or a product for $5. You can design business cards, do voice over work, give quick evaluations of peoples blogs and much more. If business stuff isn’t your talent you can also do thinks like write peoples names in shells in the sand and snap a picture for them, or get really goofy and sing them a personalized song all for $5.

6. Sell Crafts

Etsy  seems like the best online platform for craft sellers. The listing fees are small and the site seems very user friendly. There is a lot of competition out there so you might want to study up a bit on how to stand out from the crowd and get your name out there. The book Selling On Etsy:Turning Your Hobby Into A Profitable Business takes you from deciding what to sell, to setting up your shop for success, to first sale and beyond.

If you are just looking to harness some of the Christmas craft sales market, I would suggest buying a table at a local Christmas Craft show, one with a history of being well advertised, well run and well attended.  Of course a running a craft fair table takes you out of the home for 1 to 3 days depending on the sale, but all the prep work can be done at home.

If your like me and produce just a small amount of crafts each year you might just want to try something simple like selling to friends through a Facebook album around Christmas time.

7. Resell On eBay

I listed regularly on eBay for a few years and found it to be a great way to earn some side income. I know others who have earned full time income from it. Start by selling items you already have in your home and no longer use and then reinvest the money you made from those items into buying items specifically for resale purposes.

Here are 5 yard sale items worth reselling on eBay

8. Tutor or Teach Lessons in an area you are skilled in

I know three moms who teach piano lessons in their homes. I know another who teaches children’s art lessons. If you have a skill that you are extremely talented at and the gift of teaching, consider teaching the talent to others either one on one or as a group.

9. Take photos 

If you have a great camera and a great eye for photography  you should consider benefiting financially for your talent. Start small with family and friends  doing their  senior photos, wedding photos, baby pictures, family photos, or pet photos,  you could do them all or specialize in  the one area you have the most talent in. As others see your photos word will spread and your business will slowly grow.

10. Seamstress work

Love to sew? Well a lot of people don’t or just never learned and yet they still have curtains that need hemming as well as pants. There are also other alterations that most people need done to their clothes from time to time. If you have a lot of talent you can get into doing wedding gowns and bridesmaids dresses.

Looking for ways to make money at home: Follow my Selling & Earning Tips board on Pinterest.

Do you know what the 5B's that will increase your chances of success in any home business venture are (small)

Now that you have a few ideas of what might be a good at home business for you be sure to check out how to increase your chances of success in any at home business.

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How To Get The Upcoming Ultimate Healthy Living Bundle For Free

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Many of you might have heard of The Ultimate Healthy Living Bundle before, but did you know that this year you have a chance to get it free by telling your friends about the upcoming sale?

This year’s bundle is a $1030 value priced at $29.97. These bundles contains ebooks, e-courses, on subjects such as weight loss, cooking whole foods, and many great bonus items (I heard this year’s will included a subscription to an at home fitness program) .

To get your chance to get it free here is what you do.

1. Use this link and head over to the website and enter your email address to sign up for the refer a friend program.

2. Once you enter your email address you will be given a refer a friend  referral link you can share on the social media sites you use or your blog if you have one.

3. If one friend signs up for the Ultimate Healthy Living Bundle email list  through your refer a friend referral link, you will get $5 off your bundle purchase.

4. If 10 friends sign up for the Ultimate Healthy Living Bundle email list  through your refer a friend referral link  you will get your bundle FREE.

 

Thrifty Weekend Reads

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Remember prices could change at any time so make sure that you look at the price before purchasing.

Thrifty Weekend Reads 6 kindle titles from .99 cents to $3.99
Miserly Moms: Living Well In A Tough Economy: Just .99 cents!

I  have read and loves this book . Great advice for living on less. I am sure you will pick up at least one tip that you can use that will recoup the .99 cents you will spend on it today, and  more.

 The Bridge by Karen Kingsbury Just $2.98

I see a need for tissues close by if you read this title. I haven’t met a Karen Kingsbury book I haven’t liked.

The Beginning: A eshort prequel to The Bridge: Just .99 cents

This is the prequel to the book The Bridge listed above. I figured if you are going to grab it you might want the story that will give you a bit more background and at just .99 cents. Remember it is an eshort, not a full length book.

Parenting With Kingdom Purpose: Just $2.99

When Sinners Say “I Do”: Discovering the Power of The Gospel for Marriage: Just $1.99 

Blessed Child: (The Caleb Series Book 1) Just $3.99

(psst….book 2 of the series A Man Called Blessed is just $2.99, so if you really want to read your weekend away and it is a long weekend, then you might want to grab both)

thrifty bookworms and swagbucks the perfect romance (smallest)

Love books! Want to learn how to support your habit? Read my Thrifty Bookworms & Swagbucks The Perfect Romance to find out how to earn $25 in Amazon or Barnes & Nobles gift cards each and every month and how to make those gift cards go as far as possible so you can keep your bookworm habit fully supplied.

Weekly Thrifty Coupon Round Up

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Remember the availability of these coupons could change at anytime.

A Weekly Listing Of The Best Printable Coupons Around The WebThis week once again I concentrated one coupons of $1 or more value per item. I am going to continue with that as I think coupons of lesser value just are not worth the printer ink. Which is why I love the ibotta app  you don’t have to print anything with it to save money.

For The Coffee Lovers

When I was checking out the coupons out there I noticed quite a few for coffee. With children either back at school or soon going back to school fall activities are beginning and I don’t know about you but I could sure you some more caffeine to get me through my mom taxi routine.

$1.50 off ONE (1) Starbucks VIA Instant Beverage

 

Save $2.00 Off (1) Melitta Café de Europa Single Serve Coffee

 

SAVE $2.00 On any ONE (1) Lipton® K-Cup® pack product

 

Save $1.00 when you buy any ONE (1) 48oz. bottle of Starbucks® Iced Coffee Brewed to Personalize.Expires 9/23/2014.Save $1.00.

 

Save $1.00 when you buy ONE (1) Starbucks® Discoveries Iced Cafè Favorites including Caffè Mocha, Carmel Macchiato or Vanilla Latte. Find in the chilled section of your grocery store today. .Expires 10/5/2014.Save $1.00.

 

Save $1.00 when you buy any ONE (1) single Bottled Starbucks® Iced Coffee.Expires 9/15/2014.Save $1.00.
Babies, Toddler & Kids
For those of you with little ones still in diapers, or toddlers training, or children still struggling with night time accidents here are some coupons for you.
$1.50 off ONE Pampers UnderJams

 

$1.00 off one box of White Cloud Diapers

 

$2.00 off ONE Pampers Easy Ups Trainers

 

Save $2.00 on any ONE (1) package of Pull-Ups® Training Pants (Jumbo Pack or larger)
For That Time Of The Month
I know that almost my entire readership is female, and the bulk of you are ages 24 to 55 so chances are you need these items whether you like it or not so you might as well save some money on them.
$2.00 off TWO Tampax Pearl Products

 

Save $3.00 on any ONE (1) Playtex® Sport® Tampon, Playtex® Sport® Fresh Balance Tampon or Playtex® Gentle Glide Tampon (32 ct or larger)
And for all my fellow Nutella lovers out there this coupon is for you!
Save $1.00 when you buy one (1) 13oz jar or larger of Nutella® hazelnut spread
Don’t forget that nestled under my Coupon tab in the menu at the top of my site you will find a listing of coupons available at Savings.com, Smartsource, Red Plum, and Hopster.

Wanting to decrease your grocery budget? I have been listening to Grocery University this week and have been very impressed. This course contains over 2 hours of audio files and goes way beyond saving money on groceries with coupons. I am sure even the most frugal of shoppers could pick up a tip or two through this course that would more than pay for their $9.97 investment in very little time.

How To Earn Maximum Income From Point Programs: Free Printable

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I have heard it from friends in real life, from reader’s who leave comments on my blog and others “point programs are not worth the time” but I disagree.

How to earn maximum income from point programs free printables

Back before I had  blog and could reap the benefits of referral links better than I can now I still made $50 a month on average from point programs and I rarely spent more than 30 minutes 3 to 4 days a week on them. That works out to $6.25 to $8.33 an hour, not bad for work I squeeze around everything else I did as a full  time homemaker and homeschooler.

Over the years I did this I learned a few tips that made me earn more with point programs quicker.

How To Earn Maximum Income From Point Programs

 Join a bunch

The trick to earning maximum income from point programs is to belong to several and use them regularly Here is a list of some you may want to try

(for more see my list of 17+ point programs that includes store reward programs, cash back sites and coupon apps that pay out in gift cards where I share my favorites and explain in detail what I do and don’t do inside each one)

Try them all

I suggest trying each one point program and survey company you find that has good reviews and is recommended by bloggers you trust until you at least hit the first payout, and then decide if it is worth it for you or not.

My rule of thumb has been if it has taken me more than 4 months to reach what is the minimum payout for the site, whether that be magazine subscriptions, books, gift cards or Paypal cash out or check than I usually cut the program unless it takes less than a few minutes a day to earn points.

Daily point reward income earning plan

Give yourself a daily time limit and have a plan to maximize your time

Point programs work best when you work at them regularly. Then again you don’t want to devote your whole day to earning points as the pay just isn’t that good.

What I suggest is setting a timer for 30 minutes and then work from the quickest point earning activities to the most time consuming ones. Of course if you get into a survey in the last minute before your timer goes off know you are going to want to finish it so make sure you leave some flex time before you are going to be needed else where.

Here is a list that is also available for download at bottom of post

  1. Set timer for 30 minutes
  2. Get at least one Swagbucks app going on your tablet or smart phone
  3. Open 2 tabs on your laptop and in one get Swagbucks TV going on low volume (for the next 30 minutes click back to that tab whenever you hear a show finish and start another one, hint the pet shows are usually very short so you can earn more Swag Bucks faster)
  4. Do the Swagbucks daily poll
  5. Do the Swagbucks daily NOSO
  6. Make sure to do one search using the Swagbucks toolbar so you get a point the next day
  7. Go to Bing Rewards do any Earn and Explore Bing Rewards Credits
  8. Earn you 15 PC Bing Reward Credits
  9. Go to your tablet or Smartphone and earn the 10 mobile app Bing Rewards credits (if you had to pause the Swag Bucks app to do this don’t forget to get it going again once you are done)
  10. Go to Inbox dollars  and click on all the paid emails
  11. Go through your email inbox and click on all the paid emails from My Points
  12. While your in your email inbox did Recycle Bank send you an earning email? If so do the activities
  13. Go to Paid Viewpoint and do any surveys you have waiting
  14. Go Back to Inbox dollars do they have any videos you can watch and do a few actions about them for points.
  15. Check the Read tab under “Discover” on the Swagbucks home page to see if you can earn a few quick points there.
  16. Stop timer  here if it hasn’t gone off already.  (if you wish leave your Swagbucks app running so you can earn the maximum points per day)
  17. If you have more time  check My Survey for surveys.

There is a  printable version of this list is available at the bottom of this post so  that you can laminate it and either put in the front of a binder that will hold your earning tracking sheets (more on that in a moment)  or clip it  into my clipboard organizing system.

Repeat this list at least 3 times a week and you should see a steady  income coming in from point earning programs month after month.

If you go through the entire earning process and love the program start referring others

Most point earning programs have a referral program. I don’t suggest using them until you have at least had one payout from the company, that way you can answer all questions your friends (or readers if you have a blog) might have. At the very least try out the program for a few weeks to make sure you like it and spend sometime searching for personal reviews and testimonials for the company online before sharing the referral links, you don’t want to risk your reputation for a few bucks.

Don’t over share. If your Facebook page becomes nothing but referral links you are going to offend your friends, or followers if your a blogger. Lightly sprinkle your requests to have people sign up.

point reward programs earning tracking sheet

Keep track of what you earn

It is too easy to lose track of what you are earning with point programs. A $5 Starbucks card  earned here, A $10 Amazon card earned there, all soon forgotten. To make the most impact for time spent I highly recommend writing down each and every gift card, or free magazine or book you earn and keeping a tally.

The benefit for this goes beyond just helping you realize what you are earning month per month, it will also help you see with what companies you earn your greatest return and that will help you tweak your plan for maximizing profit. It will also help you see if you could pool various companies rewards together, such as trying to get Amazon cards from as many companies as possible so you are able to afford a once a month $35 free shipping order from Amazon of items your family needs.

I have included a downloadable pdf of the form I use for your personal use at the bottom of this post.

Spend your points wisely

$50 a month isn’t going to help your families budget out much if you spend it all on Starbucks coffee cards. By all means spend some on something that brings you a bit of sanity in the day to day. For, instance each and every month I load up my Starbucks gold card with $10 worth of gift cards earned from various point programs and use it to enjoy a few iced coffees through out the month. The rest of what I earn I try to cash out for either Amazon gift cards or Pay pal gift cards whenever I can so that I can have the most flexibility as to what I spend it on.

For instance from Amazon I am able to order school supplies, vitamins, shampoo and even running shoes.

Here is the link to my downloadable:Daily Point Rewards Program Plan

Here is the link to my downloadable: Point Program Earnings

Want to thank me for the free printables? join me on you favorite social media platform whether that be Facebook, Pinterest, Twitter, Instagram or Google+( :) Thanks )

For more ways to earn money at home check out my Selling & Earning Tips board on Pinterest

A list of 17+ point progmas that will help your increase your income.Don’t forget to check out my complete  list of 17+ point programs that can help increase your income

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Why I Am Not Replacing My Garmin Just Yet: Low Iron

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Tuesdays I share a picture or event from our week that inspired me to write a post.

Why I am not replacing my garmin runner's watch just yetMy Garmin Runner’s watch and I have been best buds for 7 years. I didn’t realize how long the two of us had been together until recently I went to turn it on during a Saturday morning run with my redhead runner and it wouldn’t stay on. My runner partner said “How long have you had that watch anyways?” which sparked one of those “lets see it was after…but before….” which ended in us figuring out I have had the watch 7 years that I think is a pretty good testimony to that fact that Garmin makes great running watches.

Yet, I won’t be buying another Garmin right now. I will eventually, but for now I am using an oldie but a goodie way to track my running.

Timex watchFor now I will be using my husband’s Timex iron man watch, which is on its 5th year. My son also has one of these watches that is on its 4th year. Both watches are on their original battery too. Amazing quality aside though, these Timex watches don’t do miles covered or how fast you cover them in, they just allow me to track the over all time I have been running.

Why am I going back to tracking time instead of distance? Here is why.

liquid iron

Liquid iron supplements such as those by giaa herbs are suppose to absorb better and they seem to have less of that unpleasant side effect that iron pills have. (those with iron problems know what I am talking about ). The taste isn’t great but it is doable

I have low iron levels once again. All my life I have struggled to keep my iron  up at normal levels. Usually I can detect when it is getting low,  but this time I was shocked when the nurse from my doctor office called and said that it was a 9 and that is pretty low iron reading. Not full blown anemia but inching towards it.

Then I began to think, and it hit me perhaps that is why I haven’t been able to run long this year without feeling tired all day afterwards.

I knew that my normal once a day multivitamin with Iron that I had been neglectful to take for a while was not going to be enough this time, and that running long was not going to help either.

So I switched to twice a day liquid iron supplement and geared down my weekly mileage.  For now I have switched to just running for 30 minutes at a time, at whatever speed feels good to me that day. One day a week I might head out and do 50 minutes. I know that probably sounds like a lot of running to some but I normally like to fit in at least one run of 1 hr and 30 minutes and 2 runs of 60 minutes each week and I like to try and hit a certain mileage and speed within that time frame, so for me it is cutting back.

At first the competitive side of me HATED running with just a stop watch but now I kind of love it (did I just type that). I am no longer focused on speed and distance but on purely enjoying the run. I say hi more to people I meet and I have even stopped and taken pictures along the route. One day I even slowed down to a walk while typing out a draft for a blog idea that hit me on my note pad app.

What I am learning from all this is sometimes you have to roll with life and except the limitations it gives you and when you do you might find that some of them really aren’t that bad.

I know however I can’t bury the competitive side forever so I am doing what I can to get my iron back up and when it is I am going to celebrate with a new Garmin, because how can you beat 7 years of faithful service out of one watch!

(please note I am in no way a medical professional I am just sharing what I am trying to get my iron levels back up to normal, also iron is not a supplement you should take without medical supervision)

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4 I wills that will help you have a more relaxing week

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4 I wills that will help you have a more relaxing week

 Are you making time for you even when it seems like there isn’t any time?

I am an easily overwhelmed person. I don’t do well with constant activity and change. It wears me out. It doesn’t take long for over activity to start stripping away at my health spiritually, mentally and physically.

So how does an easily overwhelmed person survive in this go, go, go world.

We make time for ourselves to relax and refuel even when there doesn’t seem to be any.

4 I wills that will help you have a more relaxing week

This week for instance is cram packed. There isn’t a day without something on the schedule. There are few days where I need to be out of the house more than once, driving a child to this or that, even though we have a 1 activity at a time rule in our home. So how will I do I plan to make this week relaxing? By following 4 key principles.

I will sneak in some me time

I will make sure I have a good book with me when my son has his soccer practice and instead of rushing around doing errands or siting in the car doing work I will make myself comfortable and read for an hour and a half. I keep a pillow and a blanket in my SUV to make my reading times more comfy. I have also been known to put down the back seats and lay down and take a nap back there.

I will say no

I will say no to myself when the late night TV show seems really interesting and get to bed on time instead because I know sleep is what my body needs more than TV. I will say no to others. Saying no to others is harder than saying no to myself, but experience has taught me it is better to say no than to do a horrible job of whatever they wanted me to do because I truly did not have the time and energy the project needed.

I will beat a busy day at its own game

Before my busy day has a chance to take over I am going to do what I need to do to get through it in the right spirit. I am going to get up early and read my bible, pray and workout usually all before breakfast.

I will let things slide

My home does not look like I would love it to look, yet over the years I have learn to be okay with that. I am okay with a pile here or there because I know if I spent energy on them I would have less energy to give more important things in my life, like my health, and my relationships with those I love.

Now It Is Your Turn

I encourage you to do the same. Look at your week ahead and find some time for you. Perhaps it is a short run while your child is at a practice, or a cup of tea and a magazine enjoyed while your little one naps.

Say no to self and others. We all have bad habits that feel like they simply ways to relax but later we realize they just drained us by causing us to lose sleep or having to skip an activity that would have recharged us even more. There are also very few who say no to others enough, but it is necessary. What helps me say no is reminding myself, I won’t be doing the person asking the favor any favor at all if I don’t truly have the time or energy to do it well.

Beat your busy day to the start line and wake up before it starts. Use this  time to do something you find refueling. The time doesn’t have to be long 30 minutes will do.

And finally let things slide. It is okay if laundry stays unfolded for 24 hrs now and again (even if it does seem to remain unfolded more than folded). It is okay to let the dishes sit for a few minutes while you play a board game with the family. It is okay that left the dusting undone so you could squeeze in a walk with a friend.

May you find time this week to relax despite what your calendar and life throws at you.

A list of 17+ point progmas that will help your increase your income.

Need a little extra cash to support your favorite “me time” habits, check out my list of 17+ point programs that can help.

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The One Question That Saves Thrifty People The Most Money

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I am sure you have heard this question before, but I think it needs repeating often if you are going to reach your financial goals.

the one question that saves thrifty people the most money and how not to take it to extremes

 The One Question That Saves Thrifty People The Most Money And How Not To Take It To Extremes

I give you tips each and every Friday on ways to save money on things from vacations to groceries, to landscaping, and many more areas of life but truly the first question you have to ask yourself before buying a purchase is the one that will save you more money in the long run than any other money saving tip all the money saving bloggers out there could offer you.

What is it?

do I really need this

Do I really need this?

If the answer is no it doesn’t matter how inexpensive the purchase it is you are wasting money.

When  I repeat that question “Do I really need this” while out shopping, I put clearance found t-shirts back on the rack, I put yard sale found dishes back down and walk away empty handed, and I don’t even touch the wrapper of the candy bar at the check out.

Sure some of these purchases are small and seem very insignificant but put all together done week after week they can add up to a significant amount of cash that could be used to help our family reach our financial goals.

I  also know life would be pretty boring however without the odd little treat now and then, and treats are not generally things we need.

  • We don’t need take out  (as a foodie that one hurts)
  • We don’t need more than 3 outfits  (yes this is true, it is just not fun)
  • We don’t need more than 1 pair of season appropriate shoes ( gasp!)
  • We don’t need chocolate (oh no don’t even go there)
  • We don’t need to buy a book (um….nah…that has to be wrong)

Yet I think minimalists, who don’t own more than 3 outfits and one pair of shoes would even agree that life would be boring without the occasional splurge now and again, whether they be materialistic ones like  a good book, or experience focused, like a vacation (yep you don’t really need those for survival either).

So How Do You Not Take The Question “Do I Need This?” To the Extreme?

Give yourself a limit for treats and stick to it

Know what your bills are verses what your income is and then decide how much money you can put towards “sanity treats” as I like to call them.

You might find that you have very little to no money for such things in that case do not despair here are 2 ways to make room in your budget for sanity treats .

1. Make use of all the point programs available to earn gift cards to pay for sanity treats

My 3 favorite point programs are Swagbucks, Bing Rewards and ibotta (a cash back app) but there are many, more available.

If you spend just 15 minutes a day doing a few tasks in each program, I would think it is fair to say that you could earn $25 to $30 or more that you could earmark for gift cards for eating out or book buying or whatever it is that brings you a bit of a pick me up on a stressful day.  (here is how Swagbucks and Bing combined can bring you $30 a month in less than that daily time frame  )

2. Take some time to brainstorm and research all the things you can do for free

There are so many things you can do to take a bit of a breather in daily life without spending a dime. I love this article Crystal Paine linked to that contains 35 things you can do to relax and up lift your spirits that don’t cost a dime, plus Crystal’s own 17 additional ways to have fun without spending money. I would add to Crystal’s list my 10 ways to date for zero. Stress release and having a good time with others really doesn’t have to cost money.

So next time you pick up a purchase think to yourself  Do I really need this? and if not do I think it worthy of my sanity money? and watch your purchase satisfaction grow and your progress to your financial goals soar.

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