Last updated on August 30th, 2020 at 02:08 pm
This resource page shares 52 different websites, apps, and stores our thrifty family uses to help us keep our expenses low. Consider it your one-stop resource for tools that will help you spend less money this year.
52 Thrifty Tools That Will Help You Spend Less This Year
(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)
If you have read my book, Thrifty & Thriving: More Life For Less Money, you know that I have been practicing thrifty ways since my teenage years, with only a small bump in the road while I was dating this really cute guy in college that later became my husband. But once child number one was on the way, I returned to thrifty living and my husband willingly came along for the ride.
Almost a quarter-century later, we have become thrifty ninjas–finding ways to save money on practically every purchase we make. This list shares a lot of our favorite websites and apps for stretching our dollars further than some would deem possible.
Apps That Save Me Money On My In-Store Purchases
1. Ibotta
I have been using Ibotta for several years now and have earned dozens of gift cards. The app keeps getting better and better with each new update. It is good for so much more than saving money on groceries; they work with all types of businesses, both brick and mortar and online. Go here to sign up for Ibotta.
2. Fetch Rewards
Use my referral code RE9FU at sign-up and receive bonus points when you complete your first receipt.
Fetch Rewards allows you to earn 25 points from each grocery receipt you scan (any store). However, you earn even more points when the receipt has items on it that are a particular brand or part of one of their current promotions. I love that you can cash out at just 3,000 points for a $3 gift card–it doesn’t take long to earn enough points to reach that level.
3. CoinOut
Open up the CoinOut app, hit scan, and snap a photo of your receipt. CoinOut will then reward you with a random amount of cents. I have earned as high as .08 cents for one receipt. The best part–you can cash out for an Amazon gift card whenever you want, although I would wait until you at least have a few dollars. Go here to sign-up for CoinOut.
4. Shopkick
You can earn more Shopkick points by scanning your receipts, but I tend to stick to the point earning actions that don’t require buying a thing–and there a few of them. My favorite way to earn is by opening up the discovery tab and watching the short video ads for anywhere from 1 point to as much as 5 points.
5. Checkout 51
Checkout 51 has changed over the years. I used to use the app’s any brand rebates to save money at Aldi, but now it doesn’t offer those. Instead, it offers rebates that tend to be $1 or higher on name-brand items. It still works at any store, though. I might not be able to grab a rebate each week, but I still look because when I can, it is always worth my time and effort. Go here to sign-up for Checkout 51.
6. Receipt Hog
Receipt Hog is a slow earner, but it is simple to use and fun! You can upload almost any type of receipt, and when you do, you receive either coins or spins. When you spin and get 3 in a row, you earn coins. Go here to sign up for Receipt Hog and use my referral code YECT1667 during sign up to start your account off with a few spins.
For more ways to put your receipts to work, read this post.
Point Programs I Use To Earn Gift Cards
I have been using point programs since my kids were toddlers, and now two of the three are in college, and the third one graduates high school this year. I often try new ones out and when I find ones that are worth the time, I add them to this list.
Here are my current top three:
7. Swagbucks
Two things I like about Swagbucks is that it offers over 20 ways to earn points, which means you will probably find a few ways to earn points doing things you already do online. The other thing I like is that cash outs for gift cards start at just 300 points for a $3 gift card–no waiting forever to earn enough points to get a return for your time spent. Go here to sign-up for Swagbucks.
8. MyPoints
MyPoints is the first point rewards program I ever joined, and I am still a member today over a decade later. My favorite way to earn points with MyPoints is through their emails, where you can earn 5 points just for clicking through to the website advertised in the email. I earn several $3 gift cards to Amazon each year just by doing this one point earning action–and MyPoints offers many more ways to earn points. Go here to sign-up for MyPoints.
9. InstaGC
The “insta” in InstaGC stands for what I love most about this point rewards company–you get your gift cards instantly. No waiting days or sometimes weeks for your hard-earned rewards. And cash outs for gift cards start at just 100 points for a $1 gift card for some options. Go here to sign-up for InstaGC.
For a complete list of point reward programs I have tried and liked, read this post.
Survey Programs That I Have Found To Be Worth The Time
I don’t fill out as many surveys as I did before I started blogging, but I do still try different survey companies out to figure out which ones are worth my reader’s time. I do still take short surveys at some of these places below from time to time to make sure they are still worth recommending to my readers.
10. PrizeRebel
What I like about PrizeRebel is that they offer a few other ways to earn points beyond filling out surveys–such as watching videos. I also like the lower cash out options, such as the $2 Amazon gift card available for just 200 points (or 194 if you are at Diamond level). If you reach Gold level or higher most rewards (not all) are delivered instantly! Go here to sign-up for PrizeRebel.
11. PaidViewpoint
PaidViewpoint is still on my daily “do it” list. Each day I hop over to PaidViewpoint and check and see if they have any surveys for me. I spend the time doing so because the surveys are always short and sweet. Sure they don’t pay much per survey, but I also don’t have to deal with the frustrating and time-consuming survey screening process. Go here to sign up for PaidViewpoint.
12. Survey Junkie
I tried out Survey Junkie after a reader recommended it. Yes, there are surveys there with those irritating screening questions, but Survey Junkie usually gives you a few points for your troubles if you should get screened out. When I tried it out, I was able to reach the $10 cash out level within a few short sessions of working at the site. Go here to sign-up for Survey Junkie.
13. Branded Surveys
I go to Branded Surveys every day and take the daily poll for 5 points. It takes a while for me to earn a gift card doing just the daily poll, but if you do take the longer surveys, it won’t take you long. When I tried it out to see if it was a good fit for my readers, I liked the fact that they tell you how much time each survey will take so you can skip the long ones if you want. Go here to sign-up for Branded Surveys.
14. Dabbl
I found Dabbl recently and so far I like it. This is the only survey site that I have tried that is 100% app-based. My favorite ways to earn so far are by watching the ads for 10 points each and doing the short activities at the top of the app. I have tried a few surveys and found them to be short and sweet, but some did have those annoying screening questions. Go here to get the Dabbl app and sign-up.
Not sure why anyone would spend time filling out surveys? Perhaps this post will change your mind.
Cash Back Sites I Use
15. Rakuten
If you frequently shop online, get the Rakuten browser tool, which makes it easy to start earning cash back at all qualifying websites. Rakuten does have a $5 cash out threshold and it does only give out payments each quarter, but it is well worth using. I have received as much as $15 in cash back from one order. Go here to sign-up for Rakuten.
16. Mr. Rebates
Mr. Rebates doesn’t seem to get mentioned by many other bloggers and I am not sure why, as it is a great program. The simplest way to use Mr. Rebates is to download the browser tool so that it will alert you if Mr. Rebates offers a cash back to the website you are about to buy something from. You do need to have a balance of $10 to be able to cash out, but once you do, you can cash out at any time. Go here to sign up for Mr.Rebates.
17. TopCashBack
There are things I like about TopCashBack, such as the fact that there is no cash out threshold, and you get a bonus for cashing out for certain gift cards. However, there are also a few things I don’t like, such as no browser tool, meaning you have to remember to go to the TopCashBack site first and then the site you are shopping at, and it sometimes takes weeks for your cash back to become available. However, I feel like TopCashBacks no cash out threshold makes it an excellent fit for those that don’t shop online often, so I still like mentioning it to my readers. Go here to sign up for TopCashBack.
Learn which cash back company helped me make $75 while still in my pajamas one Black Friday.
My Favorite Company For Finding Promo Codes
18. Honey
Honey has saved me so much money! On average, it saves me $10 for each website that it can find me a promo code for. And the best part is that it is instant savings–I don’t have to wait for cash back with Honey (unless you use the Honey Points cash back area, which I don’t tend to). Honey has a browser app too, which makes applying a promo code a breeze; in fact, at a lot of sites Honey can enter the promo code for you with just one click. Go here to sign up for Honey.
How We Keep The Cost Of Cellular Data Down By Using Public Wifi Without Being Fearful About Stolen Information
19. Express VPN
One way we keep our smartphone bill down to around $20 per smartphone is by using public wifi. Yes, I know, “That means your information could be at risk!” To prevent that risk, we use Express VPN, which encrypts our personal information. It cost less than $9 a month and can be used on up to 5 devices.
I don’t understand how it works; I just know it does and that using one gives me peace of mind should I have to open up a banking app or another app that has important private information. One Express VPN account can cover up to 5 devices, which means one account is big enough for most families. Go here to sign up and when you use my link, you get your first 30 days free.
Where We Get Prescription Glasses For Less
20. Zenni Optical
All three of our kids wear glasses and my husband wears readers. Now readers can be purchased for just $1 at Dollar Tree, but our children’s prescriptions are way stronger than readers so for them, I head to Zenni Optical.
How much can you save by shopping Zenni? Well, I purchased my son a pair of scratch-resistant, blue light-blocking glasses for just $80 at Zenni and I was quoted over $300 on a similar pair at our eye doctor’s–that is a savings of $220! Go to Zenni and get $5 off your first order when you use my referral link (these words in blue).
How We Save Money On The Cost Of Printer Ink
We have had several HP printers over the years and have been super impressed with how long they last. When we replaced our last one, we switched over to a wireless printer that was compatible with HP Instant Ink Service. I am so pleased with this program; the ink comes right to your door before you need it–no more late-night trips to 24-hour stores for ink so you can print your child’s paper that they need to hand in first thing in the morning.
Plus, it is cheaper than purchasing ink in-store. Currently I am on the $4.99 a month plan that allows for up to 100 printed pages per month. That is $60 a year for ink, and it doesn’t matter if I use color ink; they send whichever one I need at no extra cost. I also get to save up to 200 sheets in a rollover account so that if I am under 100 printed pages one month, I can save them for another month when I use more pages.
Get a free month of HP Instant Ink Service when you sign up using my referral link here.
My Number One Way Of Getting Free Magazine Subscriptions
22. RecycleBank
I like bringing a few magazines with me whenever I have appointments. I find them easier to read in little moments than books. However, magazine subscriptions are not a priority in our budget right now, so I have figured out how to get the ones I like for free by using RecycleBank.
RecycleBank is a program that rewards people for taking the time to learn about environmentally friendly practices. The lessons are usually short and sweet and it doesn’t take long to earn enough points to cash out for a magazine subscription. They offer dozens of magazines including Backpacker, Country Living, Sports Illustrated, People, and more.
You can also gift these subscriptions. Go here to sign-up for RecycleBank.
For more ways to get magazines for free, read this post.
My Favorite Way To Get Free Paperback and Hardback Books
If you like Christian fiction or non-fiction, then you are going to love My Reader Rewards Club. You collect points by answering short surveys, reviewing books, referring friends, and a few other ways. You can cash those points in for books that are then mailed out to you for free. Go here to sign up for My Reader Rewards Club. Start your account with 25 points when you use my referral link.
For all the ways I keep the cost of books I read to either free or close to free, read this post.
My Favorite Place To Find New Workout Clothing At Great Prices
24. ThredUp
Roughly 90 percent of my workout wardrobe is made up of New With Tag pieces that I got off ThredUp for lower prices than I would have paid if I bought the items new in-store. I also use ThredUp to find new in-season name brand basic pieces at lower prices than I can in-store, such as tank tops in summer and sweaters in winter. You can enjoy $10 off your first order from ThredUp when you use my referral link to sign up and place your first order.
For more ways to pay less for workout clothing, read this post.
Where I Find New Name Brand Clothing and Home Items For 50% Off
25. Poshmark
I suffer from Plantar Fasciitis, or at least I did until I used these methods to make it go into remission. I do not want to experience the pain of another flair up, so I am cautious about the type of shoes I wear. Birkenstocks are my go-to summer shoe brand and they are not cheap! I do, however, find that I can get new pairs at least 50% off by browsing the Poshmark app until a great deal becomes available on a new pair.
Use my referral code SNAILPACER when you download the Poshmark app and join Poshmark. When you do, you will get $10 off your first order.
You can also try Ru La la and Zulily for great deals on clothing and home items.
Online Stores I Use To Buy This Seasons Hottest Trend Items For Less
Yes, it is thriftier to stick to classic clothing pieces, but it is also nice to have a trendy item now and again and when I want to do that, I head to these companies listed below. I have personally ordered items from all three of these online stores and have been happy with the quality of my purchases and the customer service at each site.
26. Jane
27. Cents of Style
28. Groopdealz
For more ways to save money on clothing for you and your entire family, read this post.
Where I Go To Learn The Skills I Need To Work Online For One Low Price
29. Skillshare
Sometimes it can be frustrating to spend hours Googling to find out the information you need to take your business to the next level, only to not find anything in-depth enough to help. However, digital courses can be expensive and it can be annoying to purchase one and find out it doesn’t live up to the hype on its sales page.
I avoid these frustrations with an affordable membership to Skillshare for around $100 a year (that is less than $10 a month) I have access to thousands of courses on hundreds of different topics, and the list is continually growing. If I get into a class I am not liking, I have no buyers remorse. I simply stop viewing it and begin searching for a new course that covers the topic I want to learn about.
Try skillshare out for yourself for free: You can get a 2-month premium membership to skillshare when you use my referral link to create a skillshare account.
If you already have a membership to Skillshare and love it, you might also like Bluprint and CreativeBug.
Companies I Use (Or Used) To Keep My Blog Expenses Low
30. Blue Host
Bluehost offers a super cheap hosting plan for getting your blog up and running. I used them myself for two years with no issues; however, as my blog grew, I found that the inexpensive service was too slow for my blog.
I am currently using BigScoots, which is relatively inexpensive compared to other hosts for a blog my size, and it more than doubled the speed of my blog–plus, they have excellent customer service.
31. Grammarly
Now that my blog brings in a regular income, I have a gal that proofreads all my blog posts for me before they go live. However, I wish I would have known about Grammarly when I wasn’t earning enough to afford a proofreader. I don’t think Grammarly could ever replace a real person proofreading your blog posts, but it will catch a fair amount of mistakes and the fewer grammatical errors you have, the more professional your site appears.
Even with a proofreader, though, I still use Grammarly since she can’t possibly be available at all hours to read and correct every single email, newsletter, and social media post I write. Grammarly may not edit with a human touch, but it does decrease the number of errors in my writing. Go here to sign-up for Grammarly; a yearly subscription is super affordable.
32. MailChimp
If you want to start an email list for free, I recommend MailChimp, which offers you up to 2,000 subscribers for free. Get $30 worth of Monkey Rewards (that can be spent on MailChimp products) when you use my referral link.
However, once you hit 2,000 subscribers, I would switch to another email provider with a more streamlined system; I currently use Convertkit, although I am thinking of switching to a less expensive provider. I do, however, still have my free account with MailChimp, which I use for my email list for my book.
Want to learn what it takes to start a blog? Sign up for this free course by Crystal Paine, a successful blogger who earns a full-time income and then some from her blog Money Saving Mom.
Our Favorite Ways To Keep Entertainment Expenses Low
33. Living Social
Before we head out to explore an area, I like checking the Living Social app to see if there are any deals on things like restaurants, shows, museums, or other attractions that we might want to check out.
34. Roku
Roku makes it so simple to enjoy not just paid streaming services like Netflix, but also free channels on your TV. Go here to check out the line of Roku players.
35. Redbox
Going to the movie theatre as a family can be expensive even if you avoid the popcorn and treats. We prefer to watch movies together in the comfort of our home for less than $2 each through our local Redbox Kiosk. Sometimes the movies are even free thanks to promo codes that we receive for being members of the Redbox My Perks program.
36. CityPASS
While our family was in Atlanta during our 5 1/2 month RV road trip, we bought a CityPASS and explored several different Atlanta attractions for forty percent off. If we are ever to visit another city participating in CityPASS, we will definitely purchase the bundle again; it saved us a considerable amount of money–attractions are expensive.
What We Use To Book Travel Accommodations For Less
37. Airbnb
Here is a post that talks about our first experience staying at an Airbnb–we have stayed at several more since then. We love that you can get a whole home, apartment, or tiny house for either the same price or less than the average cost of a hotel room. The full kitchen in Airbnbs we rent allows us to save further money by eating most of our meals in while we travel.
When we can’t find an Airbnb for a good price in the area we are staying, we use Hotels.com to book a hotel. As members of their rewards program, we get a free one-night hotel stay with every ten stays (a small fee does apply).
For more ways to save money on traveling, read this post.
Places To Look For Printable Coupons On Groceries And More
With all the different coupon apps out there, I don’t use printable coupon sites as much as I once did, but I do still use them. My favorite thing to do is combine a sale with a printable coupon and then stack it with a rebate found in an app –now that is a triple thrifty dip!
Here are two different printable coupon sites:
38. Smart Source.com
39. Coupons.com
Read this post to find out how to grocery shop like a thrifty ninja.
Two Online Sources For Groceries We Use Every Month
4o. Amazon Subscribe and Save—I am constantly adding more and more items to my Amazon Subscribe and Save monthly orders. I, of course, take full advantage of the 5 items or more 15% discount (some items are less). On a few items, I get as high as a 20 % discount because I am an Amazon Prime member.
41. Boxed.com—I like to describe Boxed.com as a wholesale club store, but without the pricey membership and the deals come to your doorstep instead of you having to drive and pick them up. They even give you free samples with every order so you don’t miss out on those either (am I the only person who loves the free samples at wholesale stores?). Shipping is free with an order of $50 or more and since you are buying in bulk it doesn’t take long to reach that. If you use my referral link here you will save $15 off your first order.
An App That Saves Me Money On Organic And Whole Foods
42. Makenna
If you click the rebates tab inside the Makenna app, you will find a list of rebates available on natural and organic products–from organic produce to bone broth and more. What rebates are available changes often so make sure to check it on shopping day to see what rebates you can claim. There are a few more ways to save money in the app, but that is the area I use.
Use my referral code TWNAVD during sign up to earn 1,000 points (equals $1) once you upload your first receipt.
For more ways to save money on organic foods, check out this post.
A Curbside Deliver Program That Doesn’t Charge Higher Prices Or Service Fees
43. Walmart Curbside Grocery Pickup
I signed up for a grocery delivery app only to read the fine print and discover that certain grocery stores increase the prices of items for the users of this app to recoup some of the fees involved. Walmart does not add any fees to those who use their curbside grocery pickup–I read all the fine print to make sure.
So if you find that using Walmart curbside grocery pick up saves you money by avoiding impulse purchases, I would say go for it! It will also save you time, which you could use to save more money or earn some–thrifty win!
Find out how money management and time management are related and how to succeed at both!
Brand Reward Apps And Websites I Use
Check out this post for over 50 plus Restaurant apps that offer Rewards, but here are a few with referral links with rewards that I can share with you.
44. Moe’s
My husband and I take advantage of Burrito Mondays at Moe’s more often than I would like to confess so, of course, I use the app to make sure I get rewards too. Use my referral code Victor9966 during sign-up in the app and start your account with 50 points.
45. Pilot Travel Center
When we travel, especially with our travel trailer, we stop at Pilot Travel Centers often. We have even spent a few nights sleeping in the parking lot of one in our minivan camper while we are on our way to another destination.
Because we frequent them, I have their app and use it regularly. It gives out a lot of freebies or significant discounts for drinks such as coffee and pop and food too.
Use my referral code victoriah1164 during sign-up in the app and start your account with a coupon for a free coffee or fountain drink of any size.
46. McAlister’s
Oh my, the sweet tea at McAlister’s! My husband and I frequent McAlister’s regularly on our outings since we are huge fans of the soups and salads there. The app offers all sorts of random freebies and discounts.
Use my referral code VICTAV4562 during sign-up in the app and you should get a free treat (it doesn’t say what)
Two Courses That Have Helped Me Find Time In My Busy Day For Blogging
Thanks to the information found in these two courses mentioned below, I was able to find an extra hour or two each day to work on my blog, which now provides my family a stable part-time income (equivalent to what full-time minimum wage earners make in our state of Indiana).
To get a taste of the information these two courses have to offer, sign up for this FREE 5-day email series “5 Days To A Better Morning,” which was also created by Crystal Paine.
Subscription Boxes My Thrifty Family Tried And Liked
Thrifty tip: most subscription box companies offer a discount on your first box, so what I like to do is wait until the box has something in it I was planning on buying anyways and then try the box out. Rarely do I stay subscribed, but I have found it easy to cancel the boxes I have tried during the trial period.
Just because I didn’t stay subscribed doesn’t mean I think subscription boxes are a terrible deal, I think it depends on the individual and their lifestyle.
At just $5 for a generous trial set (with free shipping), trying out Dollar Shave Club is a no-brainer. The trial set includes one handle, two razor cartridges, a 1 oz bottle of prep scrub, a 1 oz bottle of shave butter, and a 1 oz bottle of post-shave dew. For just $5 more, you can add a trail size of their showering products, including shampoo, body wash, and facial cleanser.
One of my sons loved the shave gel so much he hid it from his brother and dad. We didn’t continue using the program though only because of my husband’s loyalty to Schick razors; he swears the blades are different, even though both looked similar to me. Go here to get your $5 trial set (with free shipping). Should you not like the service, canceling is a breeze.
50. Stitch Fix
Recently I tried Stitch Fix and I was surprised to find that their prices were not as high as I thought they would be. I had $50 of credit from a friend and was able to get two high-quality dressier tops and have a few dollars left over. You can get $25 in credit for Stitch Fix when you use my referral link at sign-up.
51. Trunk Club
Our family has also tried Harry’s and FabFitFun and found both to be worth trying if you can get in on a good new customer discount.
A Controversial Way We Save Money That Is Not For Everyone
52. The United Airmiles Credit Card
Please think through this suggestion with extreme caution. Do not jump into applying for a point rewards credit card unless you have taken a long while to figure out if it will benefit your family financially or not.
I spent an entire year weighing the options of what type of point rewards credit card would be the best for us and figuring out how to best keep track of our usage of it so that we were financially smart with it–in other words, did not let it get us into debt.
In the end, our family went with the United Airmiles card by Chase. My husband takes United flights to visit his family at least once a year as they always seem to have the most economical flights for the route he takes, so it made the points a good fit.
There is a yearly fee, but it was the same price as paying for checked luggage there and back one time, and he often does this to pack gifts to his relatives and from his relatives, or he picks up Canadian favorites for us that we can’t get here in the USA.
The program results in one free trip for him to see his family every year–which makes the extra effort to keep track of our spending on the card worth it to us.
If you were looking for a points rewards credit card, and the United Airmiles card by Chase sounds like a good fit, use my referral link and start your account with 40,000 reward miles (depending on your destination that could be enough for one trip)
If you don’t want a credit card, and I get that, you can still earn United Air Miles through their app and web browser. Depending on where you shop and how often you travel, using their free not tied to a credit card program could equal a free flight every year or so.
I hope this list of thrifty websites and apps helps you and your family save money so you can reach those financial goals you have set.
Do you want to save or earn money? Join my Thrifty People Of Snail Pace Transformations Facebook page, where I share tips for doing both.
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