Last updated on November 4th, 2020 at 07:33 pm
Christmas does not have to be expensive. Christmas does not have to put you into debt. Christmas can fit in any budget big or small. My thrifty Christmas tips can help you do just that.
Today I thought I would share my top thrifty Christmas posts with you, and when you add the tips in all of them together you get over 100 thrifty Christmas tips in 7 areas of a Christmas budget.
Make sure to read to the end of the post where I share 3 ways to fatten and stretch your Christmas fund. These three tips are the key tools thrifty ninja Christmas shoppers use to add dollars to their Christmas accounts and stack discounts on discounts on nearly every purchase they make during the holiday season.
100 Plus Ways Thrifty People Save Money On Christmas
1. DIY Gifts On A Budget
Love to knit? Here are 2 knitting patterns that use a skein of yarn or less that would make great gifts…
3. Stocking Stuffers
4. Inexpensive Gift Ideas
5. Low-Cost Christmas Shopping Tips
6. How To Have A No Cost Or Low-Cost Christmas
Inexpensive Christmas Activities & Date Ideas
3 Ways To Fatten And Stretch Your Christmas Fund
(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)
1. Resell Your Clutter
Take a day to go through your home from top to bottom grabbing all the items you are not currently using –these things are clutter. You can use my guide on gathering items for a yard sale to help you dig deep for as many items to sell as possible. You don’t have to have a yard sale –there are a tonne of other profitable reselling options available.
People often think they don’t have much of value but they are usually wrong. I think it is fair to say most families have $500 to $1000 worth of stuff they are not using lying around their home. That is a nice Christmas fund right there.
2. Start Working Point Reward Programs That Have Low Payout Minimums
Now is not the time to spend hours on surveys for a company that doesn’t pay out until you reach $30. Instead, work at programs like Swagbucks where gift cards in general start at 500 Swagbucks for a $5 card. Here is a tutorial I wrote sharing 10 simple ways to earn gift cards with Swagbucks.
A program I really like for fast payouts is InstaGC. Their e-gift card codes are delivered instantly the second you hit redeem. The payout is set at a minimum 0f 100 points for a $1 gift card. Here is a tutorial I wrote explaining how to get started using InstaGC to earn gift cards.
Another program with low cashouts is PrizeRebel where you can grab a $2 Amazon gift card code for just 200 points and you will receive it in around 24 hours. There are several ways to earn with PrizeRebel including some very quick and simple point-earning actions. Here is a tutorial I wrote that explains how to best use PrizeRebel to earn gift cards.
If you have a magazine lover in your family join Recycle Bank and do their environmentally-friendly themed point-earning tasks. Magazines subscriptions start at 160 points. There are some activities that come out worth 150 points so it won’t take long to earn enough for a magazine subscription for a loved one. There is a wide variety of magazines–including those for fitness lovers, home decor lovers, celebrity news lovers, and more.
If you want to surprise a book lover young or old with a new book, then join My Reader Rewards Club and earn points towards paperbacks that are mailed to your door for free.
3. Make Sure You Use These 2 Secret Weapons To Lower Prices Further
Never shop without first seeing if you could get cash back on your purchases.
Cash Back Sites
If you frequently shop online, get the Rakuten browser tool, which makes it easy to start earning cashback at all qualifying websites. Rakuten does have a $5 cash out threshold and it does only give out payments each quarter, but it is well worth using. I have received as much as $15 in cashback from one order. Go here to sign-up for Rakuten.
Mr. Rebates doesn’t seem to get mentioned by many other bloggers and I am not sure why, as it is a great program. The simplest way to use Mr. Rebates is to download the browser tool so that it will alert you if Mr. Rebates offers a cashback to the website you are about to buy something from. You do need to have a balance of $10 to be able to cash out, but once you do, you can cash out at any time. Go here to sign up for Mr.Rebates.
There are things I like about TopCashBack, such as the fact that there is no cash-out threshold, and you get a bonus for cashing out for certain gift cards. However, there are also a few things I don’t like, such as no browser tool, meaning you have to remember to go to the TopCashBack site first and then the site you are shopping at, and it sometimes takes weeks for your cashback to become available. However, I feel like TopCashBacks no cash-out threshold makes it an excellent fit for those that don’t shop online often, so I still like mentioning it to my readers. Go here to sign up for TopCashBack.
My favorite way to find promo codes is through the Honey browser tool
Honey has saved me so much money! On average, it saves me $10 for each website that it can find me a promo code for. And the best part is that it is instant savings–I don’t have to wait for cashback with Honey (unless you use the Honey Points cash back area, which I don’t tend to). Honey has a browser app too, which makes applying a promo code a breeze; in fact, at a lot of sites Honey can enter the promo code for you with just one click. Go here to sign up for Honey.
I hope these tips help you stay within your Christmas budget.