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If You Want To Improve Your Finances You Need To Look At How You Manage Your Time

August 12, 2016 By Victoria 2 Comments

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Last updated on January 6th, 2020 at 01:50 pm

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

If you want to improve your finances, you need to improve your time management skills. It truly is that simple.

Well, almost. You of course still need to take the time you find with your better time management skills and use it to do things that will improve your finances.

If you want to improve your finances you need to look at how you are managing your time. Saving time and saving money are more connected than you might think.

Now, I know what you are thinking, “But I don’t have time to waste–my days are packed.”

Trust me, mine are too. But I have learned that I waste more time than I think I do–especially if I don’t keep a close eye on exactly what I am spending my time on.

Every year I like to read a book or two on time management or take a course on it. It never fails that when I do, I find I have slipped into some time wasting traps once again and when I eliminate them life gets a little less frazzled and oddly enough we end up spending less money.

Why Wise Time Management and Saving Money Go Hand in Hand

When we run short on time we are often guilty of  doing the easy instead of the simple.

We grab take out because it is easy instead of keeping simple, quick dinner ingredients on hand. We spend our money and try to track it later because it is easy instead of taking just a minute or so to log our expenses into a simple budgeting app or in a notebook. We use our debit (or worse yet, credit) cards because it is easy instead of making the quick run to the ATM machine or bank for cash to fill our cash envelopes for the week.

When there is breathing space in our day we are more able to see that money saving tasks really are not that hard or time consuming.

If you want to improve your finances you need to look at how you are managing your time. Saving time and saving money are more connected than you might think.

Good time management can also help those who are currently struggling financially to finally take the time to:

Research, create and implement a budget

Here are 3 great books to read for learning how to manage and budget money effectively

  • The Total Money Makeover
  • America’s Cheapest Family Gets You Right on the Money: Your Guide to Living Better, Spending Less, and Cashing in on Your Dreams

  • Debt-Proof Living: How to Get Out of Debt & Stay That Way

Here are articles on both paper budgets and budget apps

  • Why This Family Loves The You Need A Budget App
  • Paper budget printable and directions on how to track expenses
  • Free printable budget forms

Research and implement ways to save money on groceries

  • 10 Ways Thrifty People Save Money On Groceries
  • One Way To Save MORE Money At Aldi That You Are Probably Overlooking
  • 3 Simple Don’ts and Do’s of Grocery Shopping On A Budget

Research and implement coupons and rebate apps

  • 6 Apps That Will Save You Money At The Grocery Store (most work for other stores too)
  • Step By Step Guide To Using Ibotta
  • 20 Websites For Saving Money On Clothing

Research and begin a side job that can provide the income needed to pay down debt or reach another financial goal

  • 6 Ways To Turn Your Laptop Into A Money Making Machine
  • 4 of The Best Websites For Earning Cash In Your Spare Time
  • When You Need A Bigger Shovel: How To Earn Money Money Each Month

Two reasonably priced courses that can help you manage your time well

I have personally taken both Make Over Your Mornings and Make Over Your Evenings. They have helped me tweak my morning and evening routines in simple, yet effective steps.

If you want to improve your finances you need to look at how you are managing your time. Saving time and saving money are more connected than you might think.

 

The Make Over Your Evenings course helped me free up 25 minutes every morning simply by moving some no-brainer tasks into a time of day when I really wasn’t doing much. Okay–I was being a couch potato during that time and now instead complete a few no-brainer tasks that open up my mornings to do more complicated things while my brain is fresh.

 

If you want to improve your finances you need to look at how you are managing your time. Saving time and saving money are more connected than you might think.

 

The Make Over Your Mornings course helped me come up with a morning plan that included fun things that make me want to get up early.

Both courses have helped me find more time in my day to do the tasks that need to be done to keep us on track financially as well as the time I need to work on my blog, which has become a good, steady source of income for our family.

Both Make Over Your Evenings and Make Over Your Mornings are 14 day video driven courses. They are designed to be done in 15 minutes a day with a 5 minute video, a 5 minute reading and 5 minutes of filling out worksheets related to the course. Of course, you can do them at a faster rate or a slower rate once you have access to the course and you can even go in again and again to retake the course as many times as you want.

For a list of 52 different websites, apps, and stores our thrifty family uses to help us keep our expenses low, click here to visit our Thrifty Tools Resource Page.

moym and moye

 

Available in paperback and Kindle on Amazon–get your copy here!

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Filed Under: Frugality

Comments

  1. Jamie @ Medium Sized Family says

    August 12, 2016 at 9:16 am

    Simplifying as much of our lives as possible has made all the difference for me! And I also highly recommend the Make Over Your Morning Course. I got a lot out of it (and love that she didn’t try to make me get up early!). 🙂

    Reply
    • Victoria says

      August 12, 2016 at 12:53 pm

      I love that in the evening one she didn’t suggest that I take that much time away from being a couch potato. Just 20 or 30 minutes doing things that make my morning run so much more smoothly!

      Reply

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Hi, I'm Victoria

Welcome to the Snail Pace Transformations blog where I share my tips for improving finances and home management one small step at a time. Why small? Because small changes are more likely to transform your life.

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