If A Thrifty Person Had To Pick Just One Rewards Program

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Recently a reader left the following comment

Sometimes all these different cash savings/rebates websites overwhelm me, and although I would like to. Where would you recommend that I start in order to get the most bang for my buck on gift cards?

I agree figuring out how to use all the different point programs out there can be overwhelming, and I certainly did not start out using 18+ different programs. I started out with just one. If I had to pick a one stop best bang for time spent point rewards company now I would pick Swagbucks.

If you are overwhelmed by all the different point earning programs available, look no further. This program can help you earn anywhere from $5 a month to $100 a month with dozens of simple ways to earn

 Swagbucks is a one stop rewards/rebates  program

Swagbucks offers so many ways to earn that no matter what you are doing online it just might be possible to earn some Swagbucks while doing it.

swabucks homepage image

This is what the Swagbucks homepage looks like. I make it my homepage so I always remember to enter my searches through it to earn points.

If you search the web…

Download the Swagbucks toolbar or make their homepage your homepage, or both so that you enter all your daily web searches through Swagbucks and have the chance to earn Swagbucks each and every time you do.

I recently read on the Swagbucks website that members on average earn 10 points a day doing this which works out to 300 points a month just with this one point earning action. Considering a $5 gift card is just 500 Swag Bucks this action alone puts you well over 1/2 way to earning a gift card each month and you will earn it doing something you have to do anyways.

shop and earn areaIf you buy items online…

Make sure to check and see if Swagbucks offers points per dollar spent.

You can do this by clicking the shop tab at the top of the Swagbucks home page, or you can simply enter the store that you want to shop into the Swagbucks toolbar and if the store you want to shop at offers a cash back through Swagbucks you will get a screen that looks like this….

Screen Shot 2015-03-23 at 5.29.44 PM

Just click on this information and it will take you to the store and track your purchase for cash back in Swag Bucks.

There is a wide variety of stores you can shop at and earn Swag Bucks back on your purchase including thredUp a great place to find deals on gently used or new with tags clothing for almost the entire family (sign up through my referral link and start your account at thredUP with a $10 credit)

Once you click on the square with the qualifying store on it a screen will pop up that says “Congratulations……you are on your way to earning….. Swag Bucks per dollar at……..”.

swabucks homepage image 2

Once you hit the Special Offers tab you will see another row of tabs across your screen at the end of these you will see Radio Loyalty

If you like listening to music…

Use the Radio Loyality program available through Swagbucks. For every 30 minutes of listening you are rewarded with a CHAPTCHA code that when you enter it will give you 5 Swag Bucks.

radio loyalty on swagbucksRadio Loyalty is a bit hard to find basically hit the Special Offers tab found under the Discover tab on the Swagbucks homepage. When you do you will see a page that looks like image above the Radio Loyalty tab is at the end.

radio loyality choicesThere are plenty of station choices for everyone. My favorite station is the Classical one, I often turn it on and put my headphones in while I write so that I am not disturbed by sounds around me. I set my cell phone for 30 minutes so that I remember to look for my CAPTCHA code to enter when it pops up. Points are not added instantly and can take up to 1 hour to appear.

daily deals at Swagbucks

 If you buy daily deal vouchers…

Buy them through Swagbucks. Simply enter the name of the daily deal site you want to purchase through into the Swagbucks homepage and if it qualifies for Swag Bucks per dollar back on purchases it will show up in a square at the top of the screen just like the stores that qualify for the shop and earn program do. Two daily deal sites that often offer Swag Bucks back on purchases are Living Social and Groupon.  (psst… if you are not already a member of Living Social you can start your account with a $10 credit towards a purchase of $20 or more using my referral link)

 game section on swagbucksIf you like playing online games….

Check out the game area of Swagbucks. If you click all games and then click free play games you will find free games that you can play for points. I have not used this area of Swagbucks all that often but here is what one reader shared with me about how to earn points playing games

You can get 10 points a day playing games. You get 2 points for every other game you play for free (I’ve never done the tournaments). Swag Jump and Swagasaurus Run can be played in a matter of seconds. My kids like to play them, so a lot of days I have them do the games for me. :)

That mean you earn up to 300 Swagbucks a month just by playing games.

swagbucks tv

My favorite Swagbucks TV channels are the Home & Garden and the Health. When my kids were smaller they really likes watching the Animal channel.

If you like watching video shorts…

Check out Swagbucks TV on your laptop or desktop computer. You earn 3 Swag Bucks for ever 10 video clips watched up to 150 Swag Bucks per day.  You can also leave them open in another tab of your laptop as you work in another tab and earn points as you work.

If you have a smartphone or a tablet check out the 5 video watching apps that Swagbucks offers to earn Swag Bucks in.

  • Swagbuck TV App 36 daily Swag Bucks
  • EntertainNow App 18 daily Swag Bucks
  • Sportly.TV App 18 daily Swagbucks
  • Lifestylz App 18 daily Swagbucks

If you are a video watcher these options can keep you in videos all day long. Of course you can also get the app running and let it earn points for you as you do other things.

swagbucks couponIf you print printable coupons…

Check out the Swagbucks coupon area and earn points when you redeem them. You will receive 10 Swag Bucks for every coupon you redeem. Please not it takes a while for coupon points to show up in fact it could take up to 12 weeks.

sharing swagbucksIf you love sharing great deals with your friends…

Once you are hooked you are going to want to tell your friends and Swagbucks rewards you for that too. You get 10% of what your Friend earns through Swagbucks (for certain point actions only) for life.

How it is possible to earn $100 in gift cards from Swagbucks each monthIf you want to spend just a bit more time online earning more gift cards….

Swagbucks has several options for people wanting to earn more points than just those they earn from every day online actions. For instance you can

  • do the daily poll
  • do the daily NOSO
  • do the daily encrave
  • fill out surveys
  • do online tasks
  • search out offers to complete

Truly Swagbucks is so flexible any person who uses a computer can use it and earn at least one $5 gift card each month  and many will easily earn enough for the  one reduced point 2200 Swag Bucks $25 gift card per month each member is allowed, without taking any extra time out of their day to do extra point earning actions over at Swagbucks. However you could earn much more than $5 to $25 in gift cards; I have readers reporting earnings of $100 a month.

Here are 2 testimonials I have received or readers earning $50 or higher each month with Swagbucks

“I’ve gotten $100 in Swagbucks for a few months straight. Before that, I’ve gotten $50 a month.” (left on my post about how it is possible to earn $100 a month with Swagbucks)


“Hi and thanks for a good post. I started Swagbucks Nov. 30th, I didn’t set the world on fire but did manage $75 in earnings. “(comment was left January 3rd 2015 meaning in just over 1 month she earned $75 in Swag Bucks)


So if you too are overwhelmed by all the point programs out there and it is stopping you from even trying, I suggest you first start with Swagbucks. I truly believe it to be one of  the best one stop rewards program out there.

Sign Up For Swagbucks here

18+ point programs to help you earn $50 or more in gift cards each month (small)

Already earning gift cards through Swagbucks? Increase your monthly gift card earnings with this list of 18+ point programs.

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  1. Thanks so much for this! I have been so overwhelmed with coupling and all the point systems in the past that I stopped fooling with any of it and just started going to Aldi only, but some changes to my finances are going to force me to start saving and planning even more carefully than I already have been and I’ve been overwhelmed with the thought of jumping back in. But it sounds like swag bucks would be a good place to jump back in!

    • Victoria says:

      Yes Swagbucks is a great program for those who are overwhelmed at the thought of doing several at once. There are so many different ways to earn. I say set a goal and go over what Swag Buck earning activities you need to do each day to make it happen. Perhaps the first month just aim to earn the 2200 $25 gift card and then build from there.

  2. I am now earning $100 a month from Swagbucks, took me a while to figure out how to do that but it just was a learning curve.

  3. Very cool. I had never heard of this until your post. Thanks for sharing!

  4. Mindy Barnes says:

    Thanks so much for answering my question in a post! This really helps break it all down in a simple way, and I’m excited to try it out! 🙂

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