4 Flexible Ways To Earn Money As A Stay At Home Mom


(post contains affiliate links: see disclosure)

Being a stay at home mom is a tough job. It isn’t without its sacrifices and one major one for most families is the sacrifice of income.

Many families look for ways for moms to work at home to reduce some of the financial pressure.

My family has done just that. In the 21 years I have been a stay at home mom I have worked various jobs out of our home to help our family’s finances.  One thing that has remained consistent about my income sources as a stay at home mom though is that they have all been extremely flexible so that I could truly put family above job.

4 Flexible Ways to Earn Money as a Stay at Home Mom.

4 Flexible Ways to Earn Money as a Stay at Home Mom

I personally have experience with 3 of the 4 ideas below. While my children were babies and toddlers I earned $50 a month with idea number one. When my children were preschoolers I earned enough to pay for swimming and soccer for my children with idea number two. When my children became teenagers I started my blog (idea #4) and after many years of working at it whenever I can I now earn a full-time income.

You can see that as my stage of motherhood changed so did my choice of income generation. The main reason for this is the time I have available to devote to paid work has grown as my children have grown. In each stage I picked the side job that suited the time windows I had for working best.

18+ Point Programs That can Help you Earn $50 a Month or More in Gift Cards!I am constantly testing out companies and sharing the best ones with you!

1. Survey Companies, Cash back Apps and Point Reward Companies

You won’t get rich filling out surveys, watching videos for points, or taking time to load receipts into cash back apps, but you can earn enough each month to be able to afford a much needed date night, or money to fuel your favorite hobby.

The best thing about taking the time to mess with these companies is that the work is so flexible. About to wash the dishes? prop your smartphone up on the window sill in front of the sink and get those videos running to earn points as you clean up. Watching TV? Answer survey questions in the commercials. Going shopping? Upload your receipts to apps that will give you points in return when you are done.

As I said above, when I did this I earned an average of $50 a month, but with all the new programs out there since I was a new mom I think it is possible to earn $100 a month with a bit of strategy.

Articles to help you pick the best programs and earn the most gift cards possible:

Top 3 picks in point reward programs:

10 Tips for Successfully Selling on eBay.eBay is one I made money reselling when my kids were little

2. Reselling First Your Own Stuff & Then Others

Do you love yard sale shopping? Thrift store shopping? If you do, reselling your finds might just become a great side income for your family.

Start first with what you have and no longer need. This will give you a feel for what things are really worth and where your talent lies. Some people are great at selling toys while others do better selling clothing.

Reinvest the money you make selling your own stuff into buying things up at yard sales or thrift store specifically to resell.

How much you make is really dependent on what you can find to resell as well as how much time you can devote to reselling items.

Visit my reselling page for tips to help get you started.

4 Flexible Ways to Earn Money as a Stay at Home Mom.

3. Crafts

If you have a creative streak, there are people out there that might just pay for your creations. Before you begin do a bit of research into the market for your item as well as where to best sell it. Start with just a small amount of inventory to test the waters and then build up.

How to Run a Profitable Blog That Doesn't Take Over Your LifeTips for  balancing blogging and family life

4. Blogging

Regardless of what you might have read around the internet, blogging is not an instant income earner. Sure there are some who go from pennies an hour to full time income in just 12 months, but they are the exception. However, if you can devote 15 to 20 hours a week to building a blog, over time you can go from pennies an hour to part-time income to full-time income.

I know because I have done it. Now, “full-time” income is of course a pretty general term. Your idea of what that is might differ than mine. For me it means earning at least the same as a minimum wage earner in my State earns for a 40 hour work week.

What I love about blogging is that I earn that full time income in less than 40 hours a week and I can work around my son’s soccer games, my daughter’s various activities, and if my husband should get a surprise day off I can take the day off too. That makes blogging 100% worth the hours and hours I poured into it for pennies an hour when I started.

Want to Start Your Own Blogging Journey?

It is as easy as 1, 2, 3, 4!

  1. Pick a domain name (blog name) and register it: I personally use Go Daddy.  This is so simple and inexpensive to do. Go Daddy often runs sales where you can register your domain name (blog name) for as little as .99 cents.
  2. Pick a Web Host: I started out with BlueHost. It costs as little as $5.95 a month.
  3. Get started on WordPress.org: I started with a free WordPress template and saved up money until I could afford Genesis with the Prose child theme.
  4. Start blogging: I simply jumped right in  (Yep, that is my first post. It makes me cringe, but I did it). I learned as I went and I don’t regret it.

(and if you want to earn money from your blog check out this post)

These 4 ideas are just that–ideas. They are meant to inspire you to start thinking about what might work for your current motherhood season, your family and your talents and passions. Take some time to brainstorm what might work for you and then dive in and start working at it. You won’t know what will work until you try.

More great work at home ideas:



The BIG Decluttering Question: Resell it or Toss it? A How To Decide Guide


You have finally done it–you have decluttered either a room or the whole house, but now you are staring at the pile of things that didn’t make the “I love it and use it and therefore I am keeping it” pile.

Your family could always do with a bit of extra cash and the items in the pile sure could create some if you resell it–but should you?

How to decide whether you are better off tossing an item--or if it is worth the time and effort to sell it.


How To Decide Whether To Resell it or Toss it?

Be 100% percent honest with yourself when pondering each of the points below–if you are you will be happy with the outcome whether you tossed the clutter or decided to resell it.

When to toss

Toss it if  you simply do not have the time to take on the task of re-selling your items.

Toss it if  you can’t come up with a small financial goal you can reach with the sale of the items.

Toss it if  you are the type who steals from the throw out pile if it sits in your home too long.

Toss it if  you have no place to store the items until they are resold that isn’t a part of your main living space.

Toss it if  you have a history of saying, “I am going to resell these,” and then never do.

Toss it if  the amount of money you would earn from selling an item divided by the amount of hours it takes you to list it and sell it is less than your target per hour rate of return.

(For example, I set mine at $10 per hour. Any less and I just don’t feel it is worth the effort since it takes me at least an hour to clean, list and then deal with buyers. If I can’t sell the item for $10 or more it goes straight into the giveaway box)

Toss it if  the items are causing you emotional or relational stress.

Where to toss it

Obviously the type of items I am referring to in this article have plenty of value left in them–otherwise you would not be considering reselling them.

That said, your choices of places to toss your items are:

Give them to friends

Giving items to friends can be an opportunity to pass on a blessing or a chance to pass on a curse. Make sure you are doing the former and not the latter. You don’t want to get rid of your clutter by making it your friends’ clutter.

(Marie Kundo in her book The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing talks about this problem extensively. Although I found some things in the book quirky, I do recommend reading it if you struggle with clutter)

Ask yourself –-Has my friend asked for an item like this in the past? Have I seen her/him using an item like this? Have I seen her/him admiring this? If the answer to these questions is no, give the item to charity instead.

Donate them to a thrift store

There are so many thrift stores to donate to. My favorite ones are local thrift stores that support local needs in my area. Of course there are other things to consider, such as ease of drop off.

If you are the type of person who has been known to take things out of donation boxes before you get them to the drop off center, then perhaps the best choice for you is the closest drop off center.

If you are the type of person who puts the items near the front door to donate but they never seem to make it to the drop off center, then the best thrift store choice for you is one that does pick up.

Get creative

There are many more ways of donating items beyond friends and thrift stores.

When my sister was a college student she observed a homeless person digging through a dumpster near her home. She decided to put a bag of clothes she no longer needed on top of that dumpster that next week. Sure enough, she saw the homeless lady the following week wearing some of the clothes she had left for her.

I get numerous free, and almost free,  paperbacks through Tyndale Rewards and Paperback swap. It gives my thrifty bookworm heart a thrill to leave these books in Little Library boxes whenever I see them. I keep a bag in the back of my SUV at all times and place books in it as I read them so I am ready whenever I see a Little Library with room for donations.

When to resell

Resell it if  you can find either a day in the next month to have a yard sale or a three to four hour block of time each week you can devote to selling the items through other avenues until they are all gone.

Resell it if  you can come up with a financial goal that you know you could reach with the sale of the items.

Resell it if  you are not at all inclined to take things out of the sale pile and keep them.

Resell it if  you can find a place to store the items until they are sold that isn’t in your main living areas.

Resell it if  you are truly willing to put in the effort to clean up the item, research what it is worth, list it, and go through all the steps of getting it sold.

Resell it if  the hourly wage you will get from the sale of item is worth it to you.

Resell it if  having it in your home while you sell it isn’t bothering you or someone else in any way.

Places To Resell It












4 Of The Best Websites For Earning Cash In Your Spare Time


(post contains affiliate links: see disclosure)

I have tried out dozens of survey sites and what I like to call point reward programs. I enjoy spending time figuring out how to best earn cash or gift cards from each program so my readers can get straight to earning.

4 of the best websites for earning cash in your spare time! There are people earning $100 a month or more with these sites--all from the comfort of their own home.

The geeky side of me loves doing it. I love messing around on each site figuring out which point earning actions earn the most points in the quickest amount of time.

Now that I am more than 4 years into this blogging thing, I have had time to see which sites are consistently offering their members new ways to earn money. I can tell within a short while of using the program if it is what I would consider a high income earner or a low income earner.

Below is my list of the top 4 programs I have found to date.

These programs offer everything I look for in a good point rewards program.

  • A variety of ways to earn points.
  • At least one fast way to earn points.
  • Low cash out values so you are not waiting forever to earn a reward.
  • A PayPal cash out option so that you can apply your earnings to whatever you want to.
  • A reasonable wait period from when you order your reward to when you receive it.

4 Of The Best Websites For Earning Cash In Your Spare Time


The other programs on this list are not in any particular order, but there is a reason why I put Swagbucks first.

In my opinion if you only want to mess with one point rewards/survey program, Swagbucks is the one you want to join.

Swagbucks offers over 20 different ways to earn points–called SB–and they offer new ways to earn points on a fairly constant basis. A lot of those ways to earn are probably for things you already do online like web searches, shopping, purchasing daily deals and printing coupons.

Back before I was a blogger I earned a $5 gift card from Swagbucks each month just for using them as my homepage for web searches and nothing more. I was essentially being paid to do something I was doing for free.

Of course, it is possible to earn much more than $5 a month with Swagbucks. I have readers who report earnings of $100 a month from Swagbucks.

However, I think it is more than worth your while to join more than one point rewards/survey program. Variety opens up your ability to make even more money. Joining several programs allows you to do the quick earning point tasks at each company, which leads to earning more money per month in the long run.

Use my referral link to sign up for Swagbucks! | Snail Pace Transfromations


PrizeRebel currently offers 9 different ways to earn. There are a mix of quick and simple ways to earn points such as following them on you favorite social media platform and keeping your eye out for codes you can enter into the site for points or watching videos. They also offer many different survey options.

My first cash out from PrizeRebel took just over 24 hours to receive, but since I became a Silver member my Paypal deposits have come within minutes of ordering them.

That is another thing I really like about PrizeRebel, they have a member level system. The more points you earn the higher you go up the system. As you go up the levels you start earning bigger discounts on cash outs–meaning your points go further and you get faster cash outs.

Use my referral link to sign up for PrizeRebel | Snail Pace Transformations


See the “insta” in the name? That is my favorite part about InstaGC: their rewards are instant. The only exception is the Paypal, Direct deposit, or e-check option which can take up to 7 business days.

However, they do offer Starbucks gift cards starting at $5 and Amazon gift cards starting at just $1. Those are usually what I cash out for. InstaGC is currently my mom treat account. I use it to pay for the coffees I drink while blogging away from home and the discounted e-books I fill my kindle with.

InstaGC offers many different ways to earn, but my favorites are listening to music through Radio Loyalty, clicking through to sites, and watching videos.

Sign up for InstaGC using my referral link | Snail Pace Transformations


MintVine doesn’t offer a long list of ways to earn, but it does offer a great survey selection and I really like how quickly their system either allowed me in a survey or kicked me out and offered me another. With some survey sites you can spend way too many precious minutes just waiting to get into a survey, I didn’t find that at MintVine when I tried it out.

Sign up for MintVine through my referral link. | Snail Pace Transformations


These 4 programs will help you turn those little moments in your day into money making moments.

 If you are wondering just what little moments of my day I am referring to for using these programs, here are some ideas.

  • Download the apps for Swagbucks and set the videos to roll while you are getting ready for your day.
  • Listen to Radio Loyalty while you are working on the laptop and set your phone timer to remind you to look for the point earning code to enter into InstaGC every 30 minutes.
  • Snuggle up to your sports loving hubby and do a few surveys for MintVine while you watch the game.
  • Put your laptop beside that big pile of laundry you need to fold and enter into the video area of PrizeRebel and earn a few points as you fold.

Psst…want to try out even more programs? Check out my list of all the point programs I have tried and read what I have to say about them.

How to earn $100 in gift cards every month--without spending all day on the computer.

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.