How To Earn Gift Cards Using Fetch Rewards

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information.)

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

If you buy groceries (and who doesn’t?), then you could be missing out on earning a gift card or two each month by using the Fetch Rewards app.

I recently discovered the Fetch Rewards app and took the time to get to know all the ins and outs of it to see if it was worth adding to my ever growing list of point reward websites and apps that are worth the time and effort. And it makes the list.

Use Fetch Rewards each time you go grocery shopping and earn gift cards. Such a simple way to earn cash back on your groceries.

The Fetch Rewards app is simple to use, has low cash out options, and you receive your rewards in a very short amount of time. These three things have earned it a spot on my recommended money making and saving apps and websites list.

How To Earn Gift Cards Using Fetch Rewards

1. Sign Up For An Account

As with all point reward apps and websites, you can’t earn if you haven’t joined. Go to the app store on your phone and download the free Fetch Rewards app. Once downloaded enter your information, including my referral code RE9FU. When you enter my referral code, you will receive 1500 points when you scan and complete your first receipt. That is enough points to bring you halfway to your first $3 gift card cash out–making it worthwhile to take that extra second or two to enter RE9FU into the referral code area at sign up.

How To Earn Gift Cards Using Fetch Rewards

2. Search Through The List Of Brands After Your Next Grocery Shopping Trip

Currently, there are 158 different brands available to earn rewards through in the Fetch Rewards app. These are primarily brands that sell grocery and personal product items. All are name brands such as Degree, Axe, Heinz, and Kraft.

If you are primarily an ALDI shopper like me or a store brand shopper, you will probably still find a brand or two that you buy with some regularity, making it worth glancing at your receipt each shopping trip to see if you purchased an item from an included brand.

UPDATE:  Fetch now gives you points for every grocery receipt you update. You do earn more points though if your receipt contains brands from their list.

3. Upload Your Receipt

Knowing that you have a qualifying item on your receipt, hit the “scan” tab at the bottom of the app and follow the instructions.

And yes, one qualifying item is enough to make using Fetch Rewards worth your while.

On my first trip, for instance, the only item I had for a qualifying brand was a 2 liter of Mountain Dew I bought on sale for one dollar.  I earned 16 points plus a 1,000 receipt scan bonus. With each point equaling roughly .001 that means I earned $1.01 back on my $1 purchase.

The second time I used the app my only qualifying items was $2.99 box of Captain Crunch bought for a sleepover my kids were having. I earned a 1,000 receipt scan bonus plus 29 points for the cereal. Essentially this means I earned $1.02 for my few seconds worth of effort to scan and verify the receipt.

Those two trips plus the 1500 points I earned for entering my friend’s referral code at sign up (mine is RE9FU) were more than enough to claim my first $3 Amazon code.

How To Earn Gift Cards Using Fetch Rewards

4. Claim Your Reward

As you can see by my example, it is possible to earn your first cash out with Fetch Rewards in as little as two shopping trips -especially if you enter my referral code RE9FU during the sign-up process.

Fetch Rewards makes claiming and redeeming your reward simple. In the app, press the “rewards” tab at the bottom of the screen. You can then pick out your reward either by “category” or by “points.” I find it easier to search by points. Simply press the 3K option to cash out 3,000 points for a $3 reward or the 5K option to cash out 5,000 points for a $5 reward and so on. Fetch Rewards offers cash out values all the way up to 50,000 points for a $50 reward.

There are dozens of different types of gift cards available including those for Amazon, Walmart, Itunes, Panera Bread, Dunkin’ Donuts, Whole Foods and more.

Once you pick a reward, a code will be sent to your email box with instructions of how to cash in your gift card. So far I have cashed out for Amazon gift card codes and the whole process from picking out my reward in the app, to receiving my email, to adding it to my Amazon account has taken under five minutes. I would assume the process would vary depending on what gift card you choose.

Other Ways To Earn Points Using Fetch Rewards

How To Earn Gift Cards Using Fetch Rewards

Take Advantage Of Special Offers

Under the “Special Offers” tab within the Fetch Rewards app, you will find a current listing of offers that provide relatively high point values. For instance, when I wrote this you could earn 1500 points for buying any two Suave hair care products. To get the full details of these special offers, simply touch the “offer” box and a new screen will appear that shares all the details of that offer.

Refer Friends

Under the “me” tab you will find a link to your referral code (mine is RE9FU). Currently, when someone enters your code into the spot for it during sign up, they will get 1,500 points when they complete one receipt and so will you. That equals $1.50 for each of you!

Have you used Fetched Rewards? Is there another app or website that you use to earn gift cards that I might want to check out? Share in the comment section. 

3 Other Posts That Will Help You Earn Gift Cards:

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10 Ways Thrifty People Save Money On Back To School Shopping

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information.)

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

Are school supplies and back to school clothing putting a strain on your budget year after year? Stop the money drain with these 10 ways to save money on back to school shopping.

Save money on all your back to school shopping from school supplies to clothing needs.

 

Our children go to a small private school two days a week and are homeschooled the other three days a week, but that doesn’t mean they need any fewer school supplies each year. Thankfully I am able to apply a lot of my best thrifty tips for living on less to back to school shopping to help shrink the cost of those supplies.

10 Ways Thrifty People Save Money On Back To School Shopping

1. Make A List

If your school is like the one my children attend, they probably send you a handy email with a downloadable supply list inside– make sure to print it out. On the back side of that list write down what your kids need beyond those supplies, things like new shoes, socks, sweatshirts, and school uniform items if your school requires them.

A few notes on how we decided what clothing items are needed for back to school.

To make a complete back to school wardrobe list I have each child dump every item of clothing they own on my bed and then we go over each and every item together. Does this item still fit? Sometimes if I don’t believe the answer to this question I will have them try it on–especially my sentimental child who wants to keep every article of clothing that sparks memories. Is the item in good condition? If it has stains or rips it goes straight in the trash. I know I am not the world’s best stain removal wizard and I don’t have time to mend. Do they still like wearing the item? If not and it passed the stain and rip test it goes into a box for the thrift store.

Once we have our pile of items that is staying we sort it into t-shirts, long sleeve tops, sweatshirts, shorts, jeans, etc so that we can see where there are wardrobe holes. I aim for four of each type of clothing item, that seems to be the magic number in our home to avoid the ‘Oh, no! I have nothing clean!” morning panic. If the child has less than four, we decide together what colors would work best with what they already have and add that article of clothing and suggested colors to our list.

I then divide the list into items they need right away and items that can wait. So if they need t-shirts we will get them right away since it is warm when they start school, but if they need a new winter coat then that can wait until cooler weather arrives, allowing me more time to find a great bargain. I store their lists in a zippered pocket in my purse so I have them with me at all times to refer to when I find deeply discounted clothing items in their size.

2. Shop Your Home First

Chances are you have a few items lying around your house that could be on that school supply list you printed off. Perhaps you bought a few extras last year just in case, or there are other items that were barely used. If so, don’t rebuy them; use what you have.

I know that might be hard to hear for some. After all there is a certain thrill as a child to going to school the first day with all new supplies, but is it really worth it? How long does that thrill last? I am guessing it dies by the end of the first week of school.

Teach your children instead to be wise stewards of money and the environment by using up supplies they already own. I am not saying they have to go to school with pencils with only an inch left or erasers that are as big as a pinky fingernail. But if the pencil was sharpened and used once and the eraser still looks like new, use them up this year and pocket the savings.

  10 Ways Thrifty People Save Money On Back To School Shopping

3. Buy Quality Where It Counts

My middle child is a senior in high school this year and he is going to go to school with a backpack he has used already for all three years of high school and it will probably make it to his very last day of this fourth and final year of high school.

The backpack is a Swiss Gear backpack (very similar to this model) bought on clearance one January for another purpose and then put away for school.  I paid about $5 more for it than a cheap version would be. That $5 difference has paid me back again and again. As of today after three years of constant use only one small accessory strap has fallen off. Other than that it is in perfect working order.  My daughter has the same brand in a different color, and her’s is now in its second year of use.

I find the same applies for binders, I bought my son several Five Star brand binders (like this one) his first year of high school and he is still using them going into his fourth year.

At home we use better quality pencils (this is our favorite brand), erasers and pens because I know they will last longer. However, I don’t send them to school with them because I have learned the hard way that my children are very absent minded with little items, meaning they get misplaced long before they get used up. Knowing this I send them to school with less expensive brands.

4. Shop Sales Or At Least Go To The Store Known For Lowest Prices

I only buy supplies for two children so I don’t do the school supply sales game where you go to store after store grabbing the lowest priced items at each one. If you have more children to buy for I can see it being worth your time. I suggest you follow the site Money Saving Mom during the back to school shopping season. The site does a great job of listing where you will find the lowest prices on school supplies.

What I do is simply head to the one store that I know has in general the lowest prices for school supplies overall in my town and I buy them there. I might not save the most money, but I also save time that I could spend on other money making or money saving ventures. You personally need to decide which approach would work best for your family and your financial situation.

41 Websites and Apps Thrifty People Use & Love

5. Use Cash Back Sites & Apps

Even though I don’t store hop for school supplies I will open up every cash back app and site I can think of to see if perhaps I can get a bit of money back on my purchase.

If I am shopping online I check these three sites to see who is offering a cash back deal on the store I am about to shop at. If several of them offer a cash back, I check to see which one is offering the highest rate.

The smartphone apps I use most often for savings in store (some do offer online savings too)

  • ibotta–Does rebates for both in-store and online shopping. Great selection of stores!
  • Shopkick–Earn points just for walking into the store
  • Receipt Hog–You don’t earn a lot using Receipt Hog, but it is so simple to use.

6. Consider Buying Secondhand

When I mention considering secondhand items to fullfill your back to school shopping list I am not talking about just clothing items. I have bought my children like-new binders at yard sales as well as report folders, pencil cases and more at a fraction of retail costs.

Secondhand clothing will save you even more money, though. I personally find yard sale clothing to be the least expensive, but it is also very hit and miss as to whether you will find what you are looking for. If you want to save money and you are short on time I would head to the biggest thrift store in your area.

You can also shop for secondhand clothing online. I have personally used Thredup dozens of times with good success, I make sure to check  the “like new” and “new with tags” option to ensure good quality. You can get $10 off your first order at ThredUp when you use my referral link (these words highlighted in blue are it). If you like name brand items I think you will like what you find at ThredUp. They have all sizes from infants through to adult.

10 Ways Thrifty People Save Money On Back To School Shopping

7. Buy Ahead When You Find Deeply Discounted Items

You know that every year you are going to need pencils, pens, erasers and paper so why not stock up if you see some deeply discounted a few months after school starts? Place these items in a plastic tote with a lid so they won’t get beaten up. Next time back to school season comes up you have a jump start on shopping.

8. Use Discounted Gift Cards

Discounted gift cards can save you anywhere from 1% to as much as 20% or more on your shopping, but you do have to think ahead. I usually pass unless I can save 5% or more. Our family likes using the company Cardpool, but there are others out there. A good site to use to help you get the best deal on discounted gift cards is Gift Card Granny. You simply sign up for an account and then you can start searching for the gift card you want and it will show you all the places offering that gift card at a discount.

The key to using discounted gift cards wisely to save money is to only buy them for stores you shop at often and always for a little less than you plan to spend. That way you are not stuck with a bunch of gift cards for places you either won’t shop at in the next 12 months or with less than a dollar on them.

10 Ways Thrifty People Save Money On Back To School Shopping

9. Keep Track Of What You Spend

Each and every year keep track of what you spent on school supplies. Use that information to create a budget for the next year. To be on the safe side always add about 10% to the amount you actually spend for next year’s budget to allow for rising prices or a change in supply list.

10. Earn Gift Cards For Things To Help You With Next Year’s Shopping

Did you know that there are companies that will give you points for searching the web through their search bars, or for printing and using coupons, or shopping online? You can then cash those points in for gift cards. These are all actions you probably already do for free so why not get paid to do them? One company that does this is Swagbucks. I have used them for years. Swagbucks makes it simple for everyone to earn anywhere from $5 to $25 or more each month without changing their online habits all that much. Simply download their search bar and use it instead of your current search engine.

Sign up for Swagbucks using my referral link | Snail Pace Transformations

Hope these tips help! Do you have any to add?

Three Related Posts You Are Going To Want To Read:

Thrifty and Thriving: More Life for Less Money is not your typical “how to save money” book. It does not list 25 ways to save on food or 10 ways to decrease your electric bill. Instead, it shares more than 40 key practices and principles that thrifty families use every day. Get your copy here. Available in both paperback and Kindle on Amazon.

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10 Ways To Create Some Serious Wiggle Room In A Tight Budget

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information.)

(post contains affiliate links: see disclosure. Also, you should know that I got a free copy of More than Just Making It, but that did not change my opinions of the book. )

Are you barely getting by each month? Does it feel like one small extra expense could cause your budget to come tumbling down? I recently read the book More Than Just Making It: Hope for the Heart of the Financially Frustrated and it caused me to reflect on all the things my family has done over the years to give a tight budget some wiggle room.

Most of the things our family did were small, simple actions that in and of themselves created very small income gains that hardly seem worth it on their own, but combined these little actions created a decent amount of wiggle room in our budget.

Create some space in your budget with this list of money saving and money earning tips.

There were dozens and dozens of these little budget stretching rain drops that were either income streams or money saving in nature, but that would fill a whole book so today I will just share 10 of the simplest ones that can create a big difference when combined.

10 Ways To Create Some Wiggle Room In A Tight Budget

Please note that the biggest thing that you can do for your finances is, of course, sticking to a budget. This post assumes that you are already doing that and if not, I urge you to do so before you do any of these 10 things. Without a budget, your money will always be tight. If you don’t know how to make a budget, More Than Just Making It has a chapter that covers that.

1. Resell At Least One Item You Are No Longer Using Each Week

Except for the homes of extreme minimalists, all homes have clutter. Guess what? Clutter can be worth money. Just last year I made over $5,000 reselling items we were not using that was clutter in our home. It isn’t hard to resell an item–especially with all the new websites and apps popping up all the time to help you reach people who want what you no longer need.

The problem is many people tend to procrastinate the chore of listing items for sale, which is why I recommend setting the goal to resell at least one item a week. Once your goal is made figure out the best time each week for you to spend time reselling and use it to do so.

When I get in the habit of setting aside Saturday afternoon to list items to sell I, in general, can list three to four things in an afternoon and that can reap me anywhere from $40 to $100 or more depending on what I am reselling. That can make some serious wiggle room in a budget each month–making prioritizing reselling worth it.

3 articles to help you with your reselling efforts:

2. Take One Thing Out Of Your Grocery Cart Each Shopping Trip

This is a tip I learned from the book Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After and it can help a tight grocery budget more than you might think. Once you are done collecting the items you want to buy in your grocery cart, go through your cart and put one item back on the shelf.

You might think that one item won’t make that much of dent in your grocery budget, but this simple action makes you start questioning all the purchase in your cart and often that will lead to putting several items back. Chances are all those items were not on your list, but instead put in your cart almost subconsciously due to the amazing selling techniques of the store you shop in.

If you are wanting more grocery savings tips, More Than Just Making It has an entire chapter dedicated to them.

3 other articles that will help you lower your grocery bill:

10 Ways To Create Some Serious Wiggle Room In A Tight Budget

3. Join And Use Point Reward Programs To Earn Gift Cards To Help With Everyday Expenses

Point Reward programs are basically websites that pay you for completing simple actions online. Some of these actions you are probably already doing like searching the web, shopping online, and printing off coupons. Pay isn’t high from these programs, but every bit helps and as I said some of the earning potential comes from things you already do so why not get paid to do them?

Here are 3 point programs that offer various ways to earn gift cards:

These companies pay you in electronic gift cards. When my children were little I was able to earn about $25 to $50 in gift cards a month, mostly earned through three different point reward programs. Depending on how tight the budget was that month I would either cash out for gift cards for places like Walmart where I could buy groceries or restaurants like Panera so my husband and I could go out on a date.

4. Make Your Groceries Stretch Longer

For the longest time, I used to write a menu for 7 days and then shop every eight or even nine days. During that last day or two, we would get pretty creative with our meals using up all sorts of random leftovers and forgotten about cans and items in the pantry.

If that method doesn’t work for you, how about holding an “eat what you have” the last week of each month or you could do this once every three months. One last way is to hold an annual “eat what you have” month. During this month you buy just the basics such as milk, eggs and produce and then challenge yourself to make meals from items in your fridge, freezer and pantry. A month long challenge works great for those that stock up on sales.

If you do the week long or month long challenge, keep in mind that you will have to put aside some of the money you save to restock more basic items than you usually do the first week you go grocery shopping again. However, you still will be able to save some money from completing this challenge which you can either save or use to start a fund for buying in bulk when you see rock bottom sales, which in turn will lower your grocery budget every month.

3 other simple ways to stretch your grocery budget without using coupons:

10 Ways To Create Some Serious Wiggle Room In A Tight Budget

5. Regularly Use Coupon And Rebate Apps

New coupon and rebate apps are popping up all the time. How much they will save you depends on where you shop and what you buy, but on average I save about $1 or more per grocery shopping trip using coupon apps.

3 coupons and rebate apps I use:

  • Ibotta–use it almost anywhere: restaurants, clothing stores, pet stores, hardware stores, movie theaters and more.
  • MobiSave–deposits money into your PayPal account within 24 hours of you earning it no matter what you earn.
  • Fetch Rewards — Gives you points when you upload reciepts with items produced by brands on their list of over one hundrend and fifty.  Use my referral code RE9FU when you sign up and receive 1500 points when you complete one receipt.

It is a small income stream, but remember: small streams add up.

6. Keep Your Eyes Out For Free Items

Free items can be found everywhere if you keep your eyes out for them. I use free photo book codes to create memory-filled photo books my family loves. I enjoy reading numerous magazines for free. I receive free paperback books in the mail almost every month. I get free samples of toothpaste, shampoo and more in the mail frequently for free. We have a huge flower garden edged in brick that was 100% free. Free items are everywhere.

3 of my favorite places to find free items:

  • Tyndale Rewards: I earn free books by doing simple tasks such as answering short surveys or reviewing books.
  • Recycle Bank: I earn free magazine subscriptions by answering simple and quick surveys.
  • Money Saving Mom: This site lists free samples regularly along with other great low price deals.

10 Ways To Create Some Serious Wiggle Room In A Tight Budget

7. Shop Your Home Before You Shop The Stores

Chapter 9 of More Than Just Making It talks about shopping your closet in great detail. However, you can shop your home for more than just clothes. Need a birthday gift? What craft supplies do you have hanging around that could be used to create one? Need a frame for a new print? Is there an old print you’re not using anymore that has a frame that will fit? Need an ingredient for a recipe? If you google substitutions for the item, does something come up that you do have?

Shopping your home first can save a lot of money and it can save you time, which you can in turn use to save or earn more money. Proving once again that little steps can have bigger impacts than we might think.

psst…I have a chapter on this in my own book, Thrifty & Thriving: More Life For Less Money.

8. Search YouTube Before Calling The Repair Man

In the last few years, this tip right here has saved my family thousands of dollars. Videos on YouTube have shown us how to replace the elements on our flat top stove. How to replace our above ground pool liner. How to fix the door on my husband’s truck. How to replace the stereo and speakers in my husband’s truck. And a few more.

Repairmen in our area charge $25 and up with most charging $50 an hour. Our wallets are usually much happier when we check YouTube for how to videos before calling the repairman. There have been a few times when we decided we just felt more comfortable hiring a professional, but those incidents have been rare. YouTubers, in general, make excellent DIY videos.

10 Ways To Create Some Serious Wiggle Room In A Tight Budget

9. When Out Yard Sale Shopping, Shop For More Than Your Family

I know that families on tight budgets generally already know that shopping yard sales can help them stretch their budgets, but few are taking advantage of another way yard sale shopping can help them financially.

By taking just a few hours to search eBay, Craigslist, Facebook Buy & Sell groups and other reselling websites and apps you can get a good idea of just how much certain secondhand items go for. Pay attention to the items that you run into at yard sales a lot and that are selling for at least $20 or more than what you generally find them for at yard sales. When you are out yard sale shopping, pick these items up and then resell them and pocket the profit.

I did this for several yard sale seasons in a row and I earned enough each year to pay for a week of camping as a family. For a year or two, I gathered enough to sell a few items a week all year long and I made enough each month to pay for my children’s swimming lessons, soccer team fees and more.

The nice thing about this income stream is that you can easily start it when you have the time and stop it when you don’t.

10. Develop Thinking Outside The Box Skills

If you want to stop Just Making It and move into the More Than Just Making It category that Erin mentions in her book, then you are going to have to develop “thinking outside the box skills“. What this means is that you look at a problem that you are having financially and come up with a creative, money stretching way to fix it.

For our family that has meant buying an old moving van to move 3,000 miles instead of renting one. Not only was it cheaper, but we sold it for the same price we bought it for when we reached our destination, which drastically cut our moving cost. That is a large “out of the box” thought though, and here we are supposed to be concentrating on smaller changes.

Here are a few smaller “out of the box” things we have done to help our finances. I purchased my daughter some deeply clearance priced Halloween webbing to stuff the pillows she was making. This saved our family $20. When the springs in our sofa gave out, we placed a board under the seat cushions, screwing it into the frame. This fix gave the sofa an extra 2 years of life–saving us money while we waited for a steal of a deal on couches (we later got new, genuine leather ones for less than half price). We have fixed our vacuum hose with duct tape on numerous occasions giving it longer life (looks like that fix might finally need to be upgraded to a replacement soon–time to start looking for a deal).

 Grab Your Copy Of More Than Just Making It

More Than Just Making It: Hope for the Heart of the Financially Frustrated is available at Amazon.

This book is full of more than just money-saving tips and money management know how–it has a story that will warm your heart and bring you encouragement. If you are feeling like you will never get free from your financial struggles, Erin’s story will help you erase those feelings and give you the hope and wisdom you need to rise above just making it to thriving financially. So grab your copy of More Than Just Making It today.

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