10 Thrifty Christmas Gatherings: Entertaining On A Budget

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It seems like Christmas time more than any other time of the year friends, family, and co-workers want to gather together and spend quality time together.

10 Thrifty Christmas Gatherings Entetaining On A Budget

Although all the gatherings are great for friendship building and memory making they can often be a drain on the budget. They don’t have to be though.

The key to entertaining on a budget at Christmas time is to keep the event simple, and a group effort.

10 Thrifty Christmas Gatherings

1. Potluck

You knew a potluck would be on the list so I thought I might as well make it number one. You don’t have to do a traditional dinner pot luck. You could make it a brunch potluck, or a dessert potluck. Perhaps even a hot cocoa and cookie potluck.

2. White Elephant Gift Exchange

This is a great one to play with long time friends and co-workers, since those that know each other best won’t be afraid to really get into stealing and picking humorous gifts to include, and it is those elements that make it fun.

Encourage people not to spend a dime on the gift they bring. Set the guidelines on what type of gift should be included and what type you don’t want. For instance, I have been part of White Elephant exchanges that have asked for useful gifts only, as well as others that wanted the most unusual item you can find in your home.

Start the exchange by verbally stating all the rules of the game, how many steals a gift can have, etc.

3. Christmas Mug Exchange Night

I went to a Christmas Mug Exchange night once with a group of ladies from a church we attended. It was so much fun. They set the price limit at $5 and you could spend it just on the mug, or get a $1 store mug and fill it with extras if you wanted. If your friends are on super tight budget make it a dollar store, or re-gifted mug only gift exchange, so that everyone can swing it without busting the budget.

We all met and one ladies house, who had hot chocolate ready for us, as well as hot water and tea bags out for those who were not hot cocoa fans (me being one of them).

The Christmas Mug Exchanged worked a lot like a white elephant gift exchange, but the best part was after the exchange was over we all washed out our new mugs and then spent the evening drinking hot cocoa and tea out of them and chatting together.

To make things less expensive for the host, you could all bring your own favorite teas and cocoa mixes along with you.

4. DIY  Christmas Ornament Night

Have one person pick out an Christmas Ornament you could all make for relatively little money spent. Send the most thrifty person in your crew out to buy the materials, and then split the cost between the group.

Gather at whose ever house has the largest space for crafting and get to work making Christmas ornaments for your trees and catching up.

This idea does not have to be limited to just girlfriends, you could include the children on this one too if you wanted to.

5. Make Christmas Cards Night

A lot like number 4 but this time you make Christmas Cards. You could do handmade cards and split the cost, or everyone brings the boxes they got on clearance in January and their Christmas card list, postage stamps and other Christmas card supplies. In the second scenario you all go home with you Christmas cards done, and have had a blast catching up with friends while doing it. In the first you all go home with homemade cards to send out.

6. Walk or Run The Christmas Lights

In most towns where we live there is either a large Christmas display in the local parks or a neighborhood that really knows how to put on a Christmas light show. What I love doing is grabbing a friend and running or walking those displays together on a mild night. If you walk it you can hold a hot travel mug of something in your hands to keep you warmer while you walk. You can even bring the kids along, and make it a family night.

Grab some great pictures for instagram, spend sometime with a friend and get a workout in, all for very little cost and perhaps even free.

7. Cookie Sampling Night

I am not a fan of cookie exchanges (I can hear the gasps now). I find them to be stressful and not helpful. I stress because I never know if people will like what I bring , and they are not helpful to me because I find myself taking home cookies we don’t like that go stale and often…..end up in the garbage…all the while my family begs me to make more of the cookies they do like, which makes me spend the time in the kitchen I thought the cookie exchange would save me.

Here is my suggestion instead throw a “Cookie Sampling Night” have each guest bring enough  individual wrapped and labeled cookies for each guest to sample one of, as well as a printed out recipe to place in front of their cookie plate.

Each guest can either sample their cookie then and there while mixing and mingling with the other guests or take them home with them.

A fun night for just the cost of a dozen or so cookies, labels and printed recipes, nothing wasted and friendship time gained. Plus you discover new cookies you like, and you don’t waste more than one of those you don’t.

8. Hold A Re-gifting Christmas Gift Exchange In January

Sometimes the days from Thanksgiving to New Year’s are just packed. If this is you and your friends consider having  your get together  and gift exchange after the holidays are all done.

The first week of January get together while others are exchanging gifts at the store, and exchange you unwanted gifts with one another . Yep, re-gifting brought out into the open. Place all the gifts you won’t use on the table  and start drawing cards. That candle that gives you a headache might be  your best friends favorite scent. Those chocolate covered chocolate beans you got and hate, might be treasure to another friend.

This way these items won’t take up space for months until the next annual white elephant gift exchange.

If you really loved and will use all the gifts you received, then you can at least save money by bringing something from an after clearance sale.

9. Go Sleighing.

Gather some of your favorite families together, and meet at the local Sleigh hill over winter vacation. Bring along a few thermos’ full of hot chocolate or coffee, and some cookies too.

10. Year End Book Swap

Grab your fellow bookworm friends and get a head start on gathering new titles for the new year.

Give each person the same amount of tickets as they brought books as they come in the door and then once everyone has arrived and the books have all been placed on the tables let the book swapping begin.

Bonus idea: Ugly Christmas sweater party with white elephant style prizes. I am sure everyone either already has a bad holiday sweater in their closet or can find one at  a thrifty store. Have people vote for who has the most tacky holiday sweater, each bring snacks to share.

Have you been to a low cost Christmas gathering you have loved? Share it with me in the comments below.

Thrifty Christmas Tips (small)All my thrifty Christmas tips in one spot.

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10 Free Craftsy Classes To Help You Create Awesome DIY Christmas Gifts

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Are you wanting to make Awesome DIY Christmas this year but your skills are a bit rusty, or not all that you feel they could be?

10 free online craft classes that can help you create awesome DIY Christmas gifts

One thrifty  way to get considerably more instruction than you are going to find in an average blog post is to enroll in a free mini class from Craftsy.

Craftsy classes are video driven and given by expert instructors. Most free mini classes take an evening to view, and come with a complete list of supplies.

I recently took a look through Craftsy current listing of 38 free mini classes and came up with a list of 10 that I think you could take and come away with the skills you need to make awesome DIY Christmas gifts.

Remember what I talked about last Friday, sometimes being thrifty means thinking outside the box, so don’t let the name of some of these courses make you think “that is not a Christmas gift” but instead think “how could I take the skills I would learn in that free mini class and make  great inexpensive gifts”.

10 free mini Craftsy classes that can help you create awesome DIY Christmas gifts

1. Beautiful Wire Work Jewelery

Learn to make 3 different pieces of wire jewelery including a hoop necklace, drop earnings and a leather & bead bracelet with the free mini class Beautiful Wire Work Jewelery


2. Professional Family Portraits

Are you wanting to take advantage of all the free and deeply photo print deals found around the web this time of year but your photo ability is extremely lacking? Me too! Which is why I am planning on sitting down really soon and watching Craftsy free mini course “Professional Family Portraits” . The course contains an hour and half of up close instruction on how to take better portraits of you loved ones.


3.  Spectacular Stamping

Do you have stamps gathering dust. Get them out and spend just over an hour watching the free mini course Spectacular stamping and learn how to use those stamps to make gifts. The course shows you how to make cards, but you could apply the skills to so many more DIY gift ideas. One idea would be to  stamp up a favorite bible verse or saying and frame it for a loved one.

4. Create Stunning Birthday Cards

I know what you are thinking, this is suppose to be about DIY Christmas gifts not Birthdays, however Create Stunning Birthday Cards is a free mini class that would teach you techniques you could easily apply to making Christmas cards. You could also make sets of blank cards to give as gifts. Sometimes being thrifty requires thinking outside of the box, so look beyond the course name to what skills you can learn and apply to the gifts you want to create.
Online Fabric Patterning with Wax Resist Class

5. Piece, Patch, Quilt: Basic Quilt Making Skills

What I love about quilting most, is that you don’t have to buy new fabric if you don’t want to, especially if you are making a small project. You can make a quilt big enough for a dolly bed, out of a few dress shirts you no longer wear. You can make a toddler bed sized quilt out of you child’s favorite clothes they out grew.  If you haven’t made a quilt before or if it has been a while try taking the free mini class Piece, Patch Quilt: Basic Quilt Making Skills and be inspired.
Online Sewing Class

6. Bag Making Basics: A Reversible Tote & Zipper Pouch

I am really wanting to watch  Bag Making Basics: A Reversible Tote & Zipper Pouch as I think the reversible totes would make amazing gifts and I just so happen to have some great material I found at yard sales. The zipper pouch would also make a great gift stuffed with pencils, pens and erasers, or lip gloss, a pretty nail file, and candy.

7. Bag Making Basics: Drawstring Bag and Bucket Bag

Either of the  projects in Bag Making Basics: Drawstring Bag and Bucket Bag would make great gifts, and would be a great way to use up fabric scraps, or remnants found in the bargain bins of fabric stores.

Draw string bags make excellent gift bags that recipients can either re-gift with their own gift inside or keep and use for storing millions of things from phone chargers to shoes, depending on the size.

The Bucket bag would be a good alternative to using a basket to fill with gifts. Fill the bag with Duplo, or blocks found on sale for a small child, hand made scrubs and lotions for a girl friend, and perhaps a universal remote, (usually a freebie one offered somewhere on Black Friday) and snacks for the favorite guy in your life.

For those of you who want to take you sewing machine skills further this Christmas season so you can create amazing gifts these next 3 free mini courses are for you.

8. Machine Savvy Tips for Creative Sewing

The skills shared in Machine Savvy Tips for Creative sewing are  done on a Janome sewing machine (which I happen to have a basic one and love it) .  This course contains tips for using you machines free arm more effectively, how to raise your pressure foot without moving your material, how to sew a blind hem, how to do pipping and much more. I would think if your machine isn’t a Janome you would still glean some skills from taking this free mini course.

9. Sewing Machine Feet From A to Z

Have you ever sat and stared at the feet that came with your machine wondering what on earth each one was for? I know I have. Sewing Machine Feet From A to Z goes over the 11 most common feet for sewing machines. From the button hole, to the zipper foot, to the blind hem and rolled hem and more.

10. Mastering Zipper Techniques

Wanting to make a few zippered pouches as gifts this year but lack zipper skills? Take the free mini class Mastering Zipper Techniques and fear zippers no longer.

Most of these free classes would just take you one or two evenings to complete or a afternoon on the weekend. All the free mini classes come with a supply list, and you can view each one more than once if you need to.  You need to be a craftsy member to take a free mini class but it costs nothing to sign up.

My problem is deciding which one to take first.

Thrifty Christmas Tips (small)

All my Thrifty Christmas Tips in one place.

Craftsy: Free Cake Decorating ClassesLinked to Frugal Friday Link Up, Mom2Mom, Thrifty Thursdays,

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My Favorite Ways To Earn With instaGC

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I was told about instaGC by a friend and knew I had to check it out and see if it was a point earning program that could offer moms  a way to earn a little bit of money from home in flexible manner. After exploring earning options for a few weeks I have decided that instaGC , can be a great program for those who just have a bit of time here and there that they want to use to earn a gift card now and again.

My favorite ways to earn gift cards with instaGC

I found the site a bit confusing at first, BUT I didn’t take the time to open their welcome email they sent after I confirmed my email, until I had already spent 30 minutes  figuring out how to earn my first 35 points on my own.  Having now opened  it and read  all that it contained I would strongly suggest that you click through the welcome email and read the start up guide in full, it will help you understand how the program works a lot quicker than figuring it out yourself.

The part I love most about InstaGC  is instant payouts that start at just 100 points for a $1 gift card. I will admit the first time I cashed out I again found it a bit confusing, I was asked to verify  my account by entering my phone number (you can use a land line or a cell phone) and after I did, I couldn’t find my gift card, BUT what I didn’t understand was the first time you have to go back and click on the gift card you want again and the gift card code will show up magically on your screen.

In my case I cashed in for a Amazon gift card and all I had to do was copy the code, click on a link to Amazon, access my account and paste the code into the gift card box and WHAM  my Amazon account was $1 richer within minutes of cashing in my instaGC points.

With Christmas approaching, instaGC  would be an excellent program to start using regularly to earn at least enough gift cards to pay for one gift or more since not only are some of the tasks simple and quick but since the gift cards are instant you can cash them in right away and use them that day to buy gifts.

Here are my 4 favorite ways to earn points with instaGC

1. Listen to music

Under the Earn tab on the instaGC home page you will find “listen to music”. Click on it and then click through to Radio Loyalty, you can listen to the default station or choose one you want.  You earn 3 points for every 30 minutes that you keep it  running and enter the code that appears at the end of your 30 minute session.

What I do is open it in a different tab, also keeping my instaGC tab open and then open a 3rd tab to do blog work. I keep the volume low. I also set the timer on my cell phone to 30 minutes, and then click over to the Radio Loyalty tab when the timer goes off and wait for the pop up ad to show up (if not already up) and enter the captcha code . It takes just a few minutes for my 3 points to show up in my instaGC point history.

Considering I am often on the computer an average of 4 hours a day, I can earn and average of 12 points, 6 days a week, that is 72 points which is almost enough for a $1 gift card and all I did was one point earning action.

2. Visit Sites

My current favorite way to wind down at the end of the day is with my family all gathered around the TV watching “In The Middle”, during the commercials I can click and visit a few sites and earn instaGC points.

Click on the “Earn” tab found on the instaGC homepage, click “Recommend” then click “Clicks” here you will find different companies offering you intstaGC points to click through to websites and check them out.

I found in the “getting started guide” that it is recommended you stay on each website for at least 5 seconds to make sure you receive your points.

These offers reset once a day, so you can do them over the next day.

Please note that although sometimes all you have to do is click through that is not the case with all the websites, with others you have to click through a slide show or interact with the site somehow so make sure you read the instructions for each site before clicking over.

I found the instaGC  area had the ones with the simplest tasks.

3.  Watch Videos

Click on the “Earn” tab of the instaGC homepage and click on “Watch Videos” and you can earn 1 point for every 5 videos you watch. This is a pretty no brainer way to earn as you can keep clicking through to different videos as you fold laundry, or pay bills, or do other chores where you can keep the laptop handy to tap to a new video when needed.

4.  Refer Friends

Once you sign up for instaGC and have decided you like it and are going to continue being an active member, then you are probably going to want to spread the word and the good news is instaGC will give you points for it plus they make it fairly simple to do. With each person you refer, whom registers and confirms their email. You will then get 10 points right away and then 10% of what they earn for certain point earning actions while they remain members.

Click on the “Promote” tab on the instaGC homepage and you will find 5 different ways to share. The simplest way is to simple past your referral link found in the “Referral Link” tab under the “Promote” and copy and paste it  into a Facebook status, or into a tweet, or use it in a blog post if you have a blog.

Other ways to earn with instaGC

The 4 ways to earn above are point earning actions that I have tried and liked but there are more ways to earn with instaGC that you might like.

  • Search the web
  • Offer Wall
  • Crowd Flower
  • Trialpay

All of these 4  point earning actions are explained in the “get started” area of instaGC that you will receive a link to in your welcome email once you sign up for instaGC and confirm your email. I checked them out briefly but decided they were not for me, however I know others might like them, so I encourage you to check them out and decide for yourself.

Not yet a member of instaGC sign up here and start earning today.

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Christmas on a Zero Budget

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I know what you are thinking is it really possible to pull of Christmas on a zero budget? Yes, you can if you are willing to put in some hard work and be very creative. You also have to be willing to keep Christmas simple.

Christmas On A Zero Budget 10 ways to afford gifts & food for Christmas Day when you have no money to spend

12 Christmas’ ago I pulled off Christmas for almost nothing. Our family had taken a big move that summer and it resulted in a lot of expenses. Plus my husband was starting off a new job as a Register Nurse for the first time and therefore was earning an enter level wage.  We had some medical bills come up and after praying over it I knew God wanted me to pay them with what little I had saved for Christmas and there I was mid November with not a nickle saved for Christmas.

Yet come Christmas day, each  of our 3 children  had a gift from us, a gift from Santa and a stocking. My husband got a small gift from me and he gave me a few pieces of a Dollar Tree Christmas Village I had been eying. We had a very simple Christmas meal . The highlight of the day was the beautiful Christmas tree we got just in time for the big day for free.

How did I do it? I got very creative and thought outside the box, and at the very last minute my husband got called in for an afternoon of  over time work and that pay check arrived the day before Christmas and helped pay for a few items I had not yet gotten. Which is why I said I pulled it off for almost nothing.

If you don’t have the hope of overtime filling in the gaps for you, you can still pull of a great Christmas on a zero budget, especially since now 12 years later you have more possibilities  available to you than I did, thanks to the growing internet.

10 Ways Celebrate Christmas On A Zero Budget

1.  Go through your home from top to bottom

Christmas for zero requires you doing some inventory. What do you have that you no longer use that you can sell? Could you sell those jeans you no longer fit in for enough money to fill the kids stocking. What items do you have around the home that could become gifts? Could that tablecloth you never use become  doll clothes.

Go from room to room looking through every nook and cranny taking stock of everything you already own and try to see it with new creative eyes.

2.  Find a local Facebook Buy and Sell Group

In most areas November is a little late to have a yard sale, but now a days you can have a yard sale any day you want with a Facebook Buy and Sell group. You can sell items big and small in these groups.

3. Start Working Point Reward Programs That Have Low Payout Minimums

Now is not the time to spend hours on surveys for a company that doesn’t pay out until you reach $30. Instead work at programs like Swagbucks where gift cards in general start at 500 Swag Bucks for a $5 card. Visit my Christmas Swag Bucks plans for 24 ways to earn Swag Bucks.

Another fast earning program is Bing rewards where in 30 days you can earn enough points for a $5 gift card, and generally they take just 24 hours or less to arrive.

A new to me program I recently discovered  is InstaGC where the pay out is set at a minimum  0f 100 points for a $1 gift card. That might not seem like much but InstaGC has a lot of ways to earn and when I played around on the site I was able to hit 50 points in less than 30 minutes.

If you have a magazine lover in your family join Recycle Bank, and do their environmentally friendly themed point earning tasks. Magazines subscriptions start at 160 points.There are some activities that come out worth 150 points so it won’t take long to earn enough for a magazine subscription for a loved one.  There is a wide variety of magazines including those for fitness lovers, home decor lovers, celebrity news lovers and more.

If you want to surprise a book lover young or old with a new book join Tyndale Rewards and follow the instructions in my article on Tyndale rewards to earn enough points in your first day as a member to purchase a book. Books do take a few weeks to be delivered so plan accordingly..

4. Trade Books  And Clothing & Toys For Store Credit

Books I no longer needed was something I found on my inventory walk through those 12 Christmas’ ago. I took them to a local secondhand bookstore and got credit that I used to pick out like new board books for my toddler to put in his stocking. You could also try children’s consignment stores that pay cash up front, they often give you more if you will take store credit, and usually they have like new toys you could give as gifts to your youngsters.

5. Hold An Eat What You Got Week

For one week skip the grocery store and get really creative making meals out of food already in your cupboards  and use the savings to buy gifts. I used mine to buy the ingredients needed for Christmas baking and Christmas dinner that tight financial year.

6. Wait Until The Last Minute For Amazing Deals

That Christmas 12 years ago was the first time I have waited to finish my shopping until Christmas Eve. When I knew we had no money saved for Christmas, I had made a list and had prioritized it, and was doing well at getting  the most important items, the two things I was missing though were a tree and Santa gifts.

We were making do with a 2 foot artificial tree I found in the attic. It had been left by the previous owner of our home and was  very Charlie Brown like but it worked. I was racking my brain for free Santa gift materials around our home, when my husband got the afternoon hours of  overtime and we figure out the money from it would arrive Christmas Eve.

With the money in our account early that morning I sent my husband out with a list and told him, Santa gifts first and if there was money leftover a tree. He got the gifts and thought we had enough leftover for a small real tree. When he got to the tree seller’s place the guy was shocked we didn’t have a tree yet and pointed out that he had already gotten his ready for trash pick up but he allowed my husband to pick one out for free.

You can imagine my face when he came home with a huge tree, and if I remember rightly he spent the money we saved on some 50% off tree decorations to decorate it.

7. Sign Up For Samples As Soon As You Can

Right around Thanksgiving it seems like companies go crazy with free  sample sign ups. Money Saving Mom is my favorite place to find out about them. The site has a weekly round up list of them, but I prefer checking the site daily for new ones.  Free samples can make great stocking stuffers, or gift basket fillers.

8. Search Pinterest For Ideas

If  Pinterest were available that year I created Christmas out of next to nothing, my brain would have hurt less. Use the Pinterest search bar to enter whatever materials you seem to have in surplus of and watch amazing remake and repurpose ideas come up.

9. Watch Out For Coupons That Lead To Free Items

For  probably the last 5 years now I have been buying my children chocolate for their stocking for pennies by using the Hallmark $5 of a $5 purchase coupons that are available to print online and also found in free magazines I enjoy.

CVS Black Friday sales as well as Walgreens are also a great place to get free items by stacking deals with coupons.

10.  Give handmade Coupons

If you want to include friends in your giving but all 9 ideas above leave you too short to make it to them, here is an idea. Give out handmade coupons. Give babysitting to the couple you know never gets out. Give a coupon of “I will help you plant your flower garden this spring”, to the brown thumb friend who needs someone to be there to guide them in purchasing the right plants and getting them in the ground in place they will grow. Give your hubby a few coupons too, for back rubs and …….(be creative :) ).

A Christmas day filled with simple gifts and good food can be created even  if you have zero saved right now and little hopes of an overtime check coming your way, it just takes out of the box thinking, and a can do attitude.

New to Snail Pace Transformations? I would love to have you follow along as I share what I have learned and am learning about thrifty living, home finances, working at home,  time management and homemaking.  You can find me on Facebook  and  Pinterest or have my posts delivered directly to your email box as I publish them.

Thrifty Christmas Tips (small)

All my Thrifty Christmas Tips in one convenient resource page.

Linked to Frugal Friday Link Up, Mom2Mom, Thrifty Thursday, Saver Tips Tuesday, The Mommy Club,

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Christmas Swagbucks Earning Plans

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I am so excited to offer you another Swagbucks giveaway this time not for one $50 gift card (5000 Swagbucks) but 2 $50 gift cards (5000 Swagbucks). That means 2 people have a chance to win 5000 Swag Bucks just in time for Christmas shopping.

Enter to win $50 in gift cards from Swagbucks.


Swagbucks Giveaway Information

Giveaway is now over and winners have been contacted.

Why I love Swagbucks

Swagbucks is one of the most flexible point earning programs I know of. You can put in several hours a week and earn up to $75 or more a month in gift cards or you can put in just a few minutes a day and still earn $10 in gift cards a month.

I also love all the choices of gift cards. There are so many different stores to choose from in the rewards store that you are bound to find one for a store you normally shop or a restaurant you normally eat at.

To show you the flexibility of Swagbucks earnings, today I am going to give you 3 point earning plans that will earn you $10, $25 or $50 to help with your Christmas shopping, using entirely different point earning options in 30 days of continual work. You could also mix and match the programs to suit you better, picking just what you like, or do them all and walk away with $85 in gift cards 30 days from the day you start. (please note you can only cash in for 2 gift cards of one type per day, and it takes sometimes up to 2 weeks or more for gift card codes to arrive so plan accordingly  if you want to use your earnings to purchase gifts) 

How to fill a Christmas stocking using SwagBucks

The $10 Stocking Stuffer Plan: Using Mainly Simple Daily Task Point Options

In our thrifty home we set a budget of $10 per Christmas stocking and get very creative to make it work. To earn your $10 to fill a stocking here is what you need to do daily for 30 days. (psst…I would cash my $10 in for Target  gift cards so I could use their dollar spot to help fill my thrifty stocking)

1. Daily Poll: Found on your Swagbucks homepage at side of screen

1 Swag Buck per day = 30

2. NOSO: Found on your Swagbucks homepage at side of screen

2 Swag Bucks per day = 60

3. Daily Crave: Found on your Swagbucks homepage at side of screen

1 Swag Buck per day =30

4. Use the Swagbucks toolbar at least once per day: Download the toolbar found under Discover tab/ extensions

1 Swag Buck per day = 30

*5. Read & Discover: found on Swagbucks homepage  under Discover tab/Read

30 Swag Bucks in a month

*6. Do  all your daily web searches through Swagbucks homepage or toolbar and win random Swagbucks:

150 Swag Bucks on average per week =600

7. Radio Royalty: Found on Swagbucks homepage under Discover tab/ Special offers/ Radio Loyality

Listen to 1 hr and a half daily = 6 Swag Bucks = 180

*9. Special Offers: Found on Swagbucks homepage under Discover tab/ Special offers

Do 40 points worth in 30 days = 40 points

Total Points in 30 Days: 1000 or $10 in gift cards

Those activities with a * in front of them are averages based on what I myself have earned in past months. If you earn less you may have to listen to Radio Loyality more or complete more special offers to make the points equal to the 1000 you need for a $10 gift card.

How to use Swagbucks to pay for $25 worth of Christmas gifts

$25 Small Gift Plan: For App Lovers (no need to jump on the laptop to earn)

Did you know that Swagbucks now has 5 apps for earning points and 2 more are coming soon. I made this plan using just the video driven apps that play continuously, although you do need to check on them every now and again as they do pause from time to time.

If you have an older tablet or iPod that you don’t use as often, the apps may still work on them (they do on my 4th generation iPod) that way you will still have your smart phone available for other tasks.

Remember these plans are suggestions. I know some people won’t want to play this many videos in one day, and that is okay, add in some activities from the other plans and you will still make $25 in gift card earnings a month that is the beauty of Swagbucks it is  flexible.

1. Swagbucks TV App

36 Swag Bucks daily =1080

2. EntertainNow App

18 Swag Bucks daily = 540

3. Sportly.TV App

18 Swag Bucks daily = 540

4. Lifestylz App

18 Swag Bucks daily = 540

Total points in 30 days = 2700 (you need 2500 Swag Bucks for $25 in gift cards so this gives you 200 point wiggle room in case apps are buggy one day)

How to use Swagbucks to pay for $50 worth of Christmas presents

$50 Big Gift Plan: The Laptop Video Lovers Plan + Bing Rewards

Yes this plan is video crazy but once again these plans show you how there are as many ways to earn Swagbucks as there are personality types. The beauty is you can make a Swagbucks earning goal and pick what point earning actions you want to meet your goal every month.

1. Watch Swagbucks TV on your laptop: Found on Swagbucks homepage under watch

150 Swagbucks each day = 4500

2. Sign up for Bing rewards and everytime you reach 475 points get a Swagbucks  Swagcode card

500 Swagcode once a month = 500

Total points in 30 days = 5000 Swag Bucks enough for $50 in gift cards

How to use Swagbucks to pay for $85 worth of Christmas presents

Work all three plans together and earn $85 for Christmas shopping

$10 Stocking plan: Daily tasks driven plan

$25 Small gift app lovers plan

$50 Big gift video lovers + Bing Rewards plan

Total: 8700 Swag Bucks enough for $85 in gift cards with a bit of wiggle room

24 ways to earn swag bucks to help pay for Christmas


 9 More Ways To Earn Gift Cards With Swagbucks

I didn’t include the ways to earn Swagbucks below in any of my plans just because they are hard to estimate earnings from them over a 30 day time frame, however they are still great ways to earn, and will help you to either earn more than the plans per month or you can swap out some actions above and add others in and still meet your monthly goal. These 9 ways below plus all the ways above give you 24 different ways to earn Swag Bucks. I can’t think of another point reward programs that gives you that amount of flexibility to earn.

1. Shop & Earn: Found on Swagbucks homepage under Shop tab

Points vary from store to store (takes up to 30 days for points to be added to account)

2. Print and Use Coupons: Found on Swagbucks homepage under Discover tab/ coupons

Get 10 points for every coupon you print and redeem (take a while for points to appear in account )

3. Buy your daily deals through Swagbucks: Found on Swagbucks homepage under Shop tab

Points vary and again it takes a while for the points to be added to your account

4. Fill out Surveys: Found on Swagbucks homepage under Answer tab/ Paid Surveys

These can be time consuming but can easily be filled out while watching TV and winding down for the day.

5. Complete Tasks: Found on Swagbucks homepage under Answer tab/ Tasks

Points vary as does the amount of time each tasks take.

6. Swagcodes: Enter them on the Swagbucks homepage by hovering over the Swag Code symbol

Find Swagcodes by following Swagbucks on Facebook, Twitter and Instagram. You can also find them on the Swag Blog. I find at least a few each month. Very simple way to add a few points to your account here and there.

7. Encrave: Found on the Swagbucks homepage under the Discover tab/ Encrave

Another video section of Swagbucks found on homepage of Swagbucks. Here is a tip from a reader do the ones with green circles as they keep running on their own until the cycle is done.

8. Play Games: Found on the Swagbucks homepage by clicking the Play tab

I haven’t used this area of Swagbucks but from what I understand you win Swagbucks randomly as you play, and you can also win more by winning tournaments.

9. Refer Friends

Once you have tried Swagbucks for a while and decided you love it, share it with your friends and earn 10% of their Swagbuck earnings for life.

As you can see the ways to combine point earning options to meet your Swagbucks gift card goals are endless.


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10 Ways Thrifty People Prepare For The Christmas Shopping Season

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Tomorrow is the beginning of November and for some that will seem very early to start Christmas shopping, for others it will seem too late (yep, I know at least one person who wraps up Christmas shopping before Christmas in July!).

10 ways thrifty people prepare for the Christmas Shopping Season

For me  though, starting to shop November for the bulk of my gifts is just about right. I do a few things much earlier to prepare but most of my shopping will be done in the last 2 months leading up to Christmas day. I find it leaves me enough wiggle room to snag some great bargains.

Our Christmas budget has always been tighter than I would like, but I have always been able to keep within it using a few thrifty tricks.

10 Ways Thrifty People Prepare For The Christmas Shopping Season

The christmas wallet (small)

1. Make a budget

This is one of the things I usually do way early, as in December 26th. Every December when Christmas is done, I  total up what we spent and decide if some areas were just too tight or if others seemed like they had too much wiggle room and then I decide what we will spend on next years Christmas and divide the number by 12. I either pay it like I would a set payment (such as a phone bill) each and every month, or pay it down like I would a large bill (such as a medical bill) with any overtime my husband gets until it is paid in full. It simple depends how much wiggle room our current day to day budget has. I set up what I call an account “envelope” to gather the money in. Really it is just a sheet of paper with the word Christmas account written on it where I keep track of deposits.

When I am ready to do my Christmas shopping I take out the cash I need and put it in my Christmas wallet, so that I don’t go over budget.

If you haven’t made your Christmas budget yet don’t panic. Here is a great article I found recently that will help : Interactive Christmas Budget Calculator

2. Order discount gift cards

If you tend to shop at certain stores each and every year for Christmas gifts, you might want to see if there are discounted gift cards available for them at Cardpool. Don’t forget to look for discounted cards for restaurants and movie theaters too.

Each year our family enjoys a 3D movie together as a family, a rare treat for our thrifty family, since I know it is going to happen I purchasing a discounted gift card for the theater in our town is one thing I do to keep the cost of a family movie night out more reasonable.

3. Sign up for daily deal sites

Every year for the past few years daily deals have been a great source of thrifty Christmas gifts for our family. Either we have bought gifts with them, or given them as gifts. We have also used them to save money on Christmas entertainment.

4 Thrifty Reasons to use Brad's Deals An online hub for great deals (medium)

4. Sign up for Brad’s Deals

It looks like a daily deal site, but Brad’s Deals is so much more than that. Brad’s deals is a hub of the best deals out their on the web day after day on all sorts of items you might give as gifts such as electronics, clothing, sporting goods and more. I love their daily emails during the Christmas season as they always save me money on at least one gift on my list if not more.

12 Ways To Save Money On Christmas (small)

5. Review after Christmas sales bin to see what gifts they already have

I keep a bin full of deeply clearance after Christmas sales items that I can use to give as gifts to our friends and  my husband co-workers. Usually these are just part of a gift, like a mug that I might fill with chocolate and coffee, or a Christmas tin to fill with my chocolate treats to give as gifts.

6. Search Pinterest for ideas to repurpose what they already have on hand into gifts

One way to avoid having to go out in the bustle of Christmas shoppers and save money is to get creative and use what you already have to make Christmas gifts.  I love using Pinterest to search for ideas to repurpose items. I keep two boards for things I always have in surplus. One board is my Rescue Your Jeans board for ideas of what to do with those too small or holey jeans and the other board called T-shirt Remake, Reuse because being a runner I collect several 5K run t-shirts a year that I don’t wear, but could make into something I could give as a gift.

Your household surplus is probably different than mine, but whatever it is enter it into the Pinterest search bar and I bet dozens of ideas will come up as to what you can make out of it to give as gifts.

no bake christmas (medium)

7. Make a list of all the ingredients needed for baking, cooking as well as supplies for crafts they want to make and then watch for sales

Sometimes I will do a Pinterest search and find I have all but one item needed to make a craft. I put this on my “to buy” list. I also make a list of items I need for all my holiday baking and items for the big meal Christmas day.

By making up this list in November I have several weeks to try and grab the items on sale, or better yet on sale and with a coupon.

8. Follow sites that share great deals

Money Saving Mom is my favorite site to follow for great Christmas gift deals. There are many more great deal sites out there though. I suggest at Christmas time that you hop over to your favorite deal sites Facebook page and click the “get notifications” tab so that you see all their posts in your notification area and can see deals as the come up. You can also subscribe to them and get their deals in your email inbox too.

How to make sure you get the best cash back rate when shopping online (medium)

9. Bookmark their favorite cash back websites

  • Top Cashback  (no limit for cash out and an extra 2.5% back if you take an Amazon gift card code for payment makes Top Cashback my favorite cash back site)
  • Ebates
  • Swagbucks (shop & earn area)
  • MyPoints  (shop & earn area)

Cash back sites won’t save you money on Christmas presents but instead earn you money on your online Christmas present purchases. Cash back sites offer you a certain percentage back on purchases made by clicking through from their site to the site you shopped at.  Point companies like Swagbucks and Mypoints offer you points for purchases, and this can be a great way to rack up points for a payout.  Here is a tip, make sure to compare cash back rates before you shop to maximize your earnings.

18+ point programs to help you earn $50 or more in gift cards each month (medium)

10.Up gift card earning activities

I have used point programs for years to help pay for Christmas gifts.  My friends have received gift cards earned through  My Points in their Christmas cards from us. Our children have found gift card codes for Itunes written on cards in their Christmas stockings that came from Recycle Bank. One year I gave my husband a promissory note that stated he would receive the bulk of the Swagbucks I earned for 1 year in Amazon gift cards to load his kindle up with new book titles.

Bonus tip: Don’t forget to start checking printable coupons sites, and coupon apps such as ibotta, Checkout51 and BerryCart: The coupons on these sites will not only save you money on food used in the baking you give as gifts but also gifts like children’s art supplies,  family board games, and even clothes .

Looking for money saving tips? Follow my Saving Money Tips board on Pinterest.

Linked to Frugal Friday Link Up, Mom2Mom, Thrifty Thursday,

Thrifty Christmas Tips (small)You can find all of my Thrifty Christmas articles on one spot.

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Step By Step Guide To BerryCart: A Coupon App For Organic, Gluten Free & Non GMO Foods

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I just recently discovered a coupon app that I am very excited about. BerryCart is a coupon app for all those who love natural and organic foods. It works in a similar way to the ibotta app I love so much.

Step by Step Guide to BerryCart A coupon app for organic, non-gmo, gluten free foodsIf you have read 10 Ways Thrifty People Save Money On Organics you know that my family doesn’t buy 100% organic foods but there are some products that we do prefer organic and we like saving as much money on those products as possible.

The BerryCart app will now be added to one of our ways to save on our favorite organic products.

How To Use The BerryCart App

1.  Sign up for a BerryCart account online. (go here now  to sign up)

2. Download the BerryCart app to your Smartphone or tablet with rear facing camera

sign in to BerryCart app

3. Once the app is is downloaded go ahead and enter your email and password you chose.

BerryCart App Picking your deal4. Press the filter tab to see what stores are available in your area and what products they have to offer.

BerryCart Unlock the savings

5. Pick the product you want to earn cash back on and perform the short tasks to unlock the savings

This is when the BerryCart app begins to remind me of ibotta in that it asks you to preform short tasks to unlock rebates.

For this particular item, Beanitos chips, you had to answer why you wanted to buy Beanitos  to unlock .25 cents (they gave you a range of answers to choose from) and then you had to read one fact about why Beanitos were good for you for another .25 cents.

Please note that the products may have to be a certain size and flavor. For example to receive your rebate on this bag of Beanitos you had to pick the 6 0z bag.

6. Click Redeem

Once you buy the product click the green redeem button and you will be prompted by BerryCart to scan the bar code of the product you bought followed by the receipt.

BerryCart redeem your rebates through paypal7. Redeem your rebates through Paypal

BerryCart lets you have your rebates deposited into your PayPal account when your account  reaches  a minimum balance of $5 .


BerryCart Gift card options8. Or if you prefer cash out for a gift card code

I love the gift card area of the BerryCart app. It is full of a great variety of stores currently it includes, Starbucks, Amazon, Target, Gap, The Home Depot, Staples, Old Navy, Banana Republic, and Barnes & Nobles. The size of the gift cards range from $5 to $35. The BerryCart App gift card area also lets you decide if you want the gift card emailed to you or a friend. So if the budget is tight and you want to send your friend a gift card for her birthday, you could cash in your rebates and send her own with the BerryCart app, or send her one just because you know she/he could use a pick me up.

Sign up here for a BerryCart account today, and start earning rebates on your Organic, Gluten Free, and GMO free purchases.

If you love coupon apps make sure to check out my step by step guide to ibotta as well as my how to use Checkout51 posts.

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If you love earning gift cards and more with your smartphone, tablet, or computer, check out my list of 18+ point programs to help you earn gift cards and cash from home.

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20 Websites Thrifty People Use To Save Money On Clothes

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More and more lately I am shopping online for clothes and I have discovered quite a few sites that help me be thrifty when shopping for clothes online.


20 websites thrifty people use to save money on clothes

 20 Websites Thrifty People Use To Save Money On Clothes

Please note: Some of these sites I have personally shopped at and some of these sites I have researched reviews for before sharing with you. Those I haven’t tried are on this list simply because I feel confident that I would be willing to try them myself when the right deal came up, and therefore feel okay about sharing  them with my readers.

Free Sources

1. Free Cycle

My town is a bit too small for a good stream of Free Cycle sources of free clothes, but I took the time to search larger centers and found that Free Cycle has a lot of free clothes, especially infant and maternity clothes.

Online Consignment Stores

Why this thrifty gal likes Twice for saving money on clothing (medium)

2. Twice

I have personally used Twice to purchase some dress pants fairly recently and I was very happy with how their site worked. Twice consigns women’s clothing only and only certain brands.

a thrifty women's first thredUp order and why she will order again (medium)

3. ThredUp

I have used ThredUp several times for both my daughter and I. Thredup has clothes for infants , kids, teenagers and women, as well as purses, shoes and accessories.

4. Swap.com

Swap.com consigns infant, kids and maternity clothing as well as toys and other child related items.

5. Threadflip

Threadfllip differs from the other consignement stores listed as you are dealing with individual sellers  as well as the company selling for individuals. Items listed included women’s clothing, shoes, handbags , jewelery and accessories.

Daily Deal Sites

why this thrifty woman love zulily (medium)

6. Zulily

I have personally used Zulily several times now and am very happy with my purchases. One draw back is there are no returns so make sure you are very familiar with what you are getting .For instance I stick to brands I already own items of and love on Zulily .

7. Rue La La

If you like designer brands, Rue La La is the daily deal site clothing site for  you.

4 Thrifty Reasons to use Brad's Deals An online hub for great deals (medium)

8.  Brad’s Deals

More of  a deal hub than a daily deal site Brad’s Deals, keeps you up to date on the best sales around the web for your favorite name brand clothing.

Discount Sites

9. Overstock.com

With shipping of just $2.95 for orders under $50 and free shipping for orders over $50, Overstock.com receives a thrifty green light. How great the deals are really depends on what you are looking for and when. I would suggest hopping around at a few sites to compare prices before ordering.

10. 6pm.com

One friend of mine is so in love with 6pm that whenever I go to her house lately she points to at least one or two items she bought at 6pm since my last visit and tells me how I just have to share it with my readers. I did a bit of surfing around 6pm.com  and I agree some of the prices really cannot be beat.  Best of all 6pm.com offers free standard shipping on all orders regardless of size.

Places To Find Free Shipping Codes and Discounts

11. Retailmenot

There are other coupon/free shipping code companies out there but Retailmenot is my favorite. I find the site simple to use and I rarely come across a code that no longer works.

Sites That Offer You Cash Back On Purchases

12. Top Cash Back

Top Cash Back offers cash back at stores that I couldn’t find in other cash back programs. I also like that you get more cash back money when you choose a Amazon card over a paypal payout.  That additional 2.5% makes Top Cash Back cash back deals often higher than any other online cash back company.

13. Mr Rebate

Offering rebates at 2000 different online stores Mr Rebate is worth checking out.

14. Ebates

Ebates run great promotions that can result in high cash back values for stores like Walmart, Old Navy and more.

a step by step guide on how to use ibotta (medium)

15. Ibotta

Ibotta is so much more than a grocery rebate app. It offers rebates for online clothing stores as well.

Sites That Offer You Points For Purchases That You Can Cash In For Gift Cards

How to earn 30 dollars a month with Swagbucks (medium)

16. Swagbucks

Using the Shop & Earn section of Swagbucks is a great way to boost your Swagbucks earnings and earn more gift cards that you can use to buy more clothes.

7 ways to earn gift cards with my points (medium)

17. Mypoints

Often Mypoints has higher point values in their shop and earn area than other point programs or cash back programs. A benefit I like about using Mypoints is often the shop and earn section will share discount codes you can use towards your purchase as well or instead of points.

Additional Ways To Save On Online Clothing Purchases

18. Discount Gift Cards

Cardpool is my favorite place to buy gift cards at a discount. I buy them for those stores we shop at over and over again online and off line. It is a great way to stack up savings

19. Facebook Buy & Sell Groups

I often see stacks of clothing in a certain size available for sale as a lot in my local buy and sell facebook group.

20. Store Email Clubs

Sign up for emails from all you favorite stores and you are sure to get special discount codes from time to time as well as heads up on the best sales of the season.

Bonus Tip: Don’t Forget To Be A Thrifty Ninja And Stack The Savings

Here is an example of how you can use the various 20 sites above to stack savings.

  • You sign up to receive email updates from Brad’s Deals and see that a dress you wanted is deeply discounted today at Kohls
  • You have a discounted gift card from Card Pool you can use to purchase the dress
  • You are on Kohl’s email list and have a discount code you can enter
  • (If you don’t have a discount code from an email you can search for one at RetailMeNot.com to see if there is one out there)
  • You make sure to shop through a cash back site such as Ebates to receive money back one your purchase (don’t forget to compare to see which site is offering the best cash back)

In the end not only did you get the dress at good discount but you saved even  more with the help of discounted gift cards, discount codes, and by purchasing through a cash back site, making a great deal a steal of a deal.

What sites do you use to save money on clothing?

Looking for money saving tips? Follow my Saving Money Tips Board on Pinterest.

Linked to Frugal Friday Link Up Party, Mom2Mom, Saver Tips Tuesday, Thrifty Thursday,

20 ways thrifty people save money on clothing (button)Interested in saving money on clothing off line as well as online? Check out my 20 Ways Thrifty People Save Money On Clothing.

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10 Ways To Earn Cash With InboxDollars

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InboxDollars is a point program that pays you in either a check or a deposit on a special Inbox dollar Visa cash card once your account reaches the balance of $30.

10 Ways To Earn Cash With InboxDollars

InboxDollars doesn’t have the high income earning potential of Swagbucks but when you stick to the simple point earning activities on Inbox and add its earnings with other simple earning point earning activity programs it is a way of making a small amount each month from home in that down time at the end of the day when all you feel like doing is putting your feet up and watching TV.

10 Ways to Earn Cash With InboxDollars

These 10 ways to earning actions are listed in order  from what I consider  simplest and least time consuming to actions that you might not do daily or are more time consuming.

1. Sign up

Sign up for an account through this link in blue, and start off your account with $5.

2. Paid Emails

Each day click through the paid emails either on the site directly or through your email box or through the InboxDollars App.  and earn .02 cents per email. On average I get 1 to 3 emails paid emails a day. Doing this point action takes just seconds per email and is such a no brain cells required action.

3.  Use The InboxDollars Toolbar

You earn .01 cent for every 2 qualified search through the InboxDollars toolbar to the maximum of .15 cents per day.  You can download the toolbar for easy access  and earn but  you can also access the tool bar at the top of the InboxDollar’s home page or use the search feature in the app. When you use the toolbar 4 days in a row during  one calendar  week  you get a .05 cent bonus.

4. Radio Loyalty

This is another easy section to earn points. Simply click through to radio loyalty using the “more” tab found on the InboxDollars home page. Scroll down to radio and click on it, then click through to Radio Loyalty, pick a station you like and listen to it in one tab while you work on your computer in another. Set a timer to 10 minutes and whenever it goes off click on over to Radio Loyalty and enter the code you are given. For every 10 minutes you listen and enter the code for you get .01 cents. I couldn’t find a limit on this so this could add up depending on how many hours you spend on your computer daily.

5. Deals

Under the “deals” tab on the homepage for InboxDollars you will find the words “Groupon” and “Coupon”. InboxDollars gives you 8% cash back on any Groupon purchased through their website, and .10 cents for any coupon that you print from their website and redeem.

6. Shopping

If you shop online you might as well earn cash back. Click the “more” tab on the Inbox Dollars home page and scroll down to the word “shopping” click on it and see if where you want to make your purchase is one of the 34 online shops available. What you receive in cash back varies from store to store. For instance when I checked the Shopping area during writing this you got 2% back for Walmart and 3% back for Kohls.

7. Refer Friends

Once you have used InboxDollars for a while and decide you like it, why not share it with your friends through a referral link provided by InboxDollars under the “refer friends ” tab. If they sign up you get 10% of their qualified earnings for as long as they remain in the program.

8. Videos

The video section of InboxDollars requires you to pay attention somewhat as you often have to answer questions. Which is why it is low on my list of simple ways to earn with InboxDollars. However not all videos require this, you just have to check out what is available at the time. Look for the word “social vibe” those are the ones you have to interact with.

9. Offers

When I looked at the offers area to write this post there were currently 134 offers.  I found most of the offers to be mostly valid, with only a few spamy ones mixed in. They varied in value from .25 cents to $10. Some of the offers I saw included points for first time purchase at Vista print, or for signing up for various survey companies, and sign ups for email newsletters from various companies.

10. Surveys

I am not a huge fan of Surveys as they often are time consuming and usually  low paying. However, they can often be multi-tasked. I have met several women who love doing them while cuddling up next to their hubby who is watching sports. It is a way to cuddle and earn at the same time.

If you have tried Inbox Dollars what is your favorite way to earn points using their program?

Not an InboxDollars member? Sign Up and start earning.

A list of 17+ point progmas that will help your increase your income.

 Sure using InboxDollars is not going to make you rich. But when you work a few point programs together each month it is possible to earn enough to pay bill or two each and every month by just doing the simple point earning actions in several programs either daily or a few days a week.

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10 Apps Thrifty People Use To Save & Earn Money

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Those of you who are long time readers here at Snail Pace Transformations are looking at the picture below and going “That’s a smartphone” I thought Victoria didn’t have one of those.

10 Apps Thrifty People Use To Save & Earn MoneyTruth, yes I do have a Smartphone now through Tracfone, but I still find myself using my iPod a lot. I just like how the iPod functions better plus I like making sure that apps are tablet friendly for all of you out there who are using them like smartphones in free wi-fi areas.

Honestly I don’t think I would have switched if my old cell phone, had not died, and Tracfone started offering android based smartphones for right around the same price we were paying for our old cells (providing we don’t become data hogs :) )

Now that the cat is out of the bag lets get back on topic.

10 Apps That Thrifty People Use To Save & Earn Money

5 Apps That Save Thrifty People Money

a step by step guide on how to use ibotta (medium)

1. ibotta

Ibotta is a rebate style App. It isn’t just for groceries but also for movies, clothing, and more. You can cash in your rebates for either Paypal deposits when you reach $5 or gift cards to Starbucks, Regal Entertainment Group, and iTunes when you reach $10. You can read my full tutorial that contains step by step instructions on how to use ibotta for all the details.

Checkout 51 A simple way to save money on groceries (medium2)
2. Checkout 51
Checkout 51 is a grocery rebate program with different offerings each and every week. What I like most about Checkout 51 is that it offers rebates on whole foods like bread, milk, egg, vegetables and fruit. For all the details on how to use Checkout 51, read my tutorial .

3. Gas Buddy

Gas Buddy is one App I don’t mind using some of my precious data for as what I learn from it will pay me back and then some. The app uses your devices locator system to show you the cheapest gas prices in the area you are driving through. Very helpful on road trips where you don’t know what station has the best prices in town.

4. Text Free

Those of you with unlimited texting plans won’t benefit from this app but those of use with pay as you go plans will. I use the text free app to text my hubby at work where he uses his text free app to text me back. This saves us several texts per day. My daughter also uses it on her iPod to text to my cell phone while I am out and she is at home with her older brothers.
4 Thrifty Reasons to use Brad's Deals An online hub for great deals (medium)
5. Brad’s Deals

I love receiving Brad’s Deals emails especially now that Christmas season is almost upon us and I will be buying gifts for the children. Brad’s Deal’s emails contain the day top deals but the app lets you look at much more.

5 Apps That Earn Thrifty People Money

step by step guide to shopkick the app that pays you to browse (medium)

1. Shopkick

Shopkick is a fun way to earn points while you shop by checking in and also scanning certain items. I wrote a tutorial of how shopkick works that you might want to read to learn all the ins and outs of how Shopkick works.

3 Apps That Will Help Your Earn More Swag Bucks (medium)

2. Swagbucks

Swagbucks  has 3 different apps  that help make it possible to earn at least $30 a month from Swagbucks if not considerably more.

3. Inbox Dollars

Inbox dollars has an app that allows you to check your earnings on the go as well as do you daily earn mail.

7 ways to earn gift cards with my points (medium)

4. My Points

My Points has an app that allows you to do your monthly earning searches right from your device as well as make purchases around the web for Mypoints, redeem points for gift cards and more. If you are unfamiliar with Mypoints check out my post on 7 ways to earn gift cards using MyPoints

5. My Survey

My Survey has an app that allows you to take many of their surveys right on your device (certain ones can only be done on your computer) . This means if you are stuck in line you can be earning gift cards as you wait.

What are your favorite apps for saving and earning money?

Looking for more ways to save money? Follow my Saving Money Tips board on Pinterest

Linked to Saver Tips Tuesdays, Thrifty Thursdays,

A list of 17+ point progmas that will help your increase your income.

 Check out my list of 17+ point programs that can help increase your income for reviews of my favorite point programs.

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