5 Ways To Spend Less On Back To School Clothing Using Your Smartphone

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Pretty soon the kids in my neck of the woods will be back to school and that means it is time for back to school clothing.

There is just something about starting out school with a fresh new outfit, but the cost of those outfits can really add up–especially if you have several children to clothe.

Your wallet will thank you when you use these 5 ways to save money on back to school clothing using your smartphone.

Never fear though, chances are you have just what you need to save money on back to school clothing in either your purse or your pocket–your smartphone.

5 Ways To Spend Less On Back To School Clothing Using Your Smartphone

1. Discounted Gift Card Apps

Both Raise and Cardpool offer discounted gift cards delivered to your phone within 24 hours or less. These gift cards will save you anywhere from 2% to as much as 25%. The best part is you can stack those savings on top of rebate apps and in-store sales.

The trick to using them wisely is knowing exactly where you shop and how much you generally spend. Personally, I like to buy a slightly smaller gift card than the total I plan to spend so that I am not left with a gift card with $1 to $2 left on it sitting around for months until we have another pressing clothing need.

2. Rebate/Coupon Apps

There are several apps out there now that will offer you deals like $5 back on a $50 purchase when you upload your receipt. The one I use most is Ibotta.

Receipt Hog doesn’t offer such big returns, but they do offer you a few free spins for uploading clothing receipts. I have earned as much as 400 points from a single spin.

Shopkick offers both rebates and fun check-in points that you don’t even have to buy a thing in the store to receive. Simply open up the Shopkick app when you are walking in the store and accept the walk-in points. Some days Shopkick will offer as much as 200 points for doing this and with a $5 Starbucks gift card currently costing 1200 points, that is a pretty good deal.

3. Email/Store Apps

If there are certain stores you shop at over and over, check to see if they have their own app. If they do, chances are they will offer you money saving codes through the app.

A good example of this is the Target Cartwheel app.

If your store of choice doesn’t have an app, hop on to the web browser on your smartphone and see if they have an email club. If they do, sign up because chances are they offer discount codes and scanable coupons in their emails from time to time–plus you will stay up to date on their latest sales.

4. Zulily

If you prefer to shop at home you can still apply several of the tips above to your purchases. Another great option for at-home back to school clothes shopping is Zulily.

Zulily offers you great name brand clothing at sizable discounts.

Go here to sign up and then download the app.

App uses often get early access to certain deals.

5. Secondhand shoppers have options too

If you want to shop at home and prefer the lower prices that secondhand clothing has to offer, you are going to want to check out ThredUp. (psst…start your account with $10 in credit when you use my referral link)

Go here to sign up and then download the app.

ThredUp can be pricier than in-store thrift shopping, but the selection cannot be beat and they also have a great new-with-tags area.

Do you know of any other apps for saving money on back to school clothing? If so I would love for you to share them in the comments below so we can all check them out!

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.

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3 Survey Companies That Really Pay

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(post contains affiliate links: see disclosure)

If you have tried out various survey companies, you may have been frustrated by those that promise “big returns,” yet seem to have “big cash out thresholds” that can take you forever to reach–not to mention the time you spend filling out endless screening questions that often lead to you being tossed out of the system with no payouts for your time.

Tired of working forever to earn a cash out through a survey company? You need to try these 3 survey companies with low cash out thresholds and more ways to earn points.

I have tested out numerous survey companies; first as a mom of little ones wanting to earn something from home in the little cracks of time between the children’s needs and now as a blogger wanting to help my readers earn money from home.

What I have found out is that in the sea off unfruitful survey companies there are a handful of  fruitful survey companies. Sure these companies are not going to make you rich, but you will at least be able to hit their low cash out thresholds in a timely manner and earn at least a free fancy Starbucks coffee or perhaps even a dinner out for two each and every month depending on how often and how much time you spend filling out surveys at these companies.

First I want to share what I look for in a good survey company:

  • good recent reviews over at Survey Police
  • a good review from a reader or friend
  • low cash out thresholds
  • more ways to earn points than filling out surveys
  • quick ways to earn a few points on a regular basis
  • payments delivered within a reasonable time frame and several choices for cash outs

These three companies below have most if not all of these qualities.

3 Survey Companies That Really Pay

9 ways to earn gift cards with PrizeRebel.

PrizeRebel

PrizeRebel offers 8 other ways to earn gift cards beyond filling out surveys. It has cash outs available at as low as 200 points for a $2 Amazon gift card. The speed of delivery of your reward depends on what level on their member chart you currently are at, but once you reach silver level they are delivered almost instantly.

Use my referral link to sign up for PrizeRebel | Snail Pace Transformations

How to Earn Gift Cards with MintVineMintVine

MintVine offers several other ways to earn points besides surveys, but surveys are where the biggest point payoffs are. Each day you can earn 5 points simply by taking a few seconds to participate in their daily poll. Cash outs begin at $10 and there are a variety of different gift card options. You can also request a deposit into your Paypal account.

In MintVine’s survey area you will find a box beside each survey that tells you how long each survey should take. I have tested this feature out and found it to be accurate. You are also often given a few points for filling out the qualifying questions for a survey you didn’t get into.

Use my referral link to sign up for MintVine | Snail Pace Transformations

PaidViewpoint Survey Taking Simplified

PaidViewpoint

If you really don’t have a lot of time to dedicate to surveys but you don’t mind answering a few questions in exchange for a gift card now and again, PaidViewpoint is for you. In general their surveys take less than 5 minutes to fill out and you get paid for each and every one. The longest survey I have been a part of was probably right around the 15 minute mark and I did earn more for it than the short ones.

The cash out threshold for PaidViewpoint is $15 and you can currently get it in the form of a Paypal deposit, Amazon gift card code or a Walmart gift card.

Use my referral link to sign up for PaidViewpoint | Snail Pace Transformations

If you want to dive deeper into the world of online surveys, a few other programs you might want to try out include:

  • Mypoints–the simple click thru emails at 5 points apiece are a great way to earn points beyond survey taking.
  • InstaGC–You can cash out as soon as you get 100 points for a $1 Amazon gift card code and receive it instantly.
  • Swagbucks–Swagbucks is so much more than a survey company with over 2o ways to earn points. I have some readers earning as much as $100 a month just by maximizing their Swagbucks account.

For even more companies check out my list of 18+ point reward programs.

How to earn $100 in gift cards every month--Without Spending all day on the ComputerHow To Earn $100 in Gift Cards Each Month

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Christmas In July: All You Need To Prepare For A Debt Free Christmas

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(post contains affiliate links: see disclosure)

Christmas might seem like a long way off now, but if you want to prepare for a debt free Christmas–the earlier you start the better.

Here’s the harsh truth: Christmas might seem to sneak up on you and your pocket books–but honestly, it is on the same day every year. Its date is easy to put on the calendar because it doesn’t change. Plus, chances are your calendar already has it printed on December 25th…those calendar makers sure are a helpful bunch. 🙂

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

So it is time to face facts and realize Christmas isn’t to blame for those years you have used the credit cards to pay for it, the blame lands on lack of planning.

This year however you can change that and achieve the dream of a memorable Christmas paid for with cash–the trick is to start preparing for it today.

All You Need To Prepare For A Debt Free Christmas

These articles I am sharing with you below give you a toolbox of thrifty tips to create the the Christmas of your dreams on a realistic budget.  I know the word budget isn’t as fun as Christmas but trust me, when you follow one for the Christmas season you end up with a whole lot less stress and regret.

A Christmas budget means no fear of the mailbox after Christmas passes and the bills start to arrive–because there won’t be any  post-Christmas bills to pay.

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

Creative Ways To Pay For Christmas

The simplest way to have an all cash Christmas is to create a Christmas budget, simply adding up all that you want to buy and do and then dividing it up between the months you have left until Christmas. You then create a “Christmas fund” line on your budget and faithfully pay into it month after month.

However, I know for many families there just isn’t enough income to create a “Christmas fund” line in the budget. I get that because our family certainly has been there.

Here are some creative ways to pay for Christmas:

Join Swagbucks and stash away the gift cards you earn to pay for Christmas

Use these 6 reward companies to earn Amazon gift cards that you can use to buy Christmas gifts

Toss your clutter & gain cash from it

Start a side job from home using your laptop

One year I got really creative for paying for Christmas and I wrote about it in this very popular post of mine. Last year I expanded on that post, turning it into a mini eBook and printable pack that you can download for free when you sign up for my weekly email newsletter.

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

Thrifty Christmas Articles That Can Help You Keep Christmas Debt Free

Christmas On A Zero Budget

100 Ways Thrifty People Save Money On Christmas

10 Ways Thrifty People Decorate For Christmas

10 Things To Do Now To Set Yourself Up For a Thrifty Christmas

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

Thrifty Gift Ideas

Simple To Knit Fingerless Gloves

No Bake Christmas

10 Family Oriented Christmas Gift Ideas for $10 or Less

10 Fabulous Stocking Stuffers For Teenagers That Don’t Break The Bank

How To Turn Photo Deals Into Memorable Christmas Presents

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

How to Turn These Tips Into A Debt Free Christmas Plan

Take some time and list out all the expenses of the Christmas season.

  • Gifts
  • Special events
  • Attire
  • Donations
  • Food (both eating out and groceries)

Total up all these expenses and you will discover what Christmas is truly costing you.

Now that you know what Christmas really costs your family you need to decide how to pay for it.

Divide the total costs up by the number of months you have left until Christmas and make that your Christmas fund goal each month.

At the end of each month decide on how you plan to fund the Christmas fund for the month.

  • Do you already earn enough to add that number to your budget?
  • Could you resell enough items each month to cover the Christmas fund expense?

Perhaps you don’t need to pay the Christmas fund month to month?

  • Could you fund the Christmas account entirely by having one huge yard sale, Craigslist blitz, or Facebook buy and sell selling spree and knock out the enter amount you need for Christmas in one month instead of several?
  • Do you get a one time bonus at work each year that you could earmark for Christmas?

If you are looking at your Christmas fund needs and are realizing they are just not going to fit into your budget no matter what you resell or how many gift cards you set out to earn, then read all the money saving articles I have listed in this post or visit my Thrifty Christmas Tips page for a complete listing of my Christmas posts that can  help you lower the costs of Christmas in ways that won’t make you feel like a cheap miser.

All you need to prepare for a debt free Christmas. Spend less this Christmas season without feeling like a Scrooge.

Get even more Thrifty Christmas Help From These Books

If you are a bookworm like I am you might prefer reading a book to clicking all over a blog to find information. If that is you, here are 3 books I think you should read if you are wanting to pull off a debt free Christmas this year.

1.  31 Days Of Living Well and Spending Zero: Freeze Your Spending. Change Your Life.

Although not a book on the topic of Christmas, 31 Days Of Living Well and Spending Zero will help you find the cash you need for Christmas through holding a 31 day spending freeze. It will also help you prepare your home–there is a whole week on cleaning and decluttering–and a week on finding your inner creativity to create gifts from craft supplies you already have on hand.

2. Keep The Happy In Your Holidays: 21 Ways To Save Time, Money, And Your Sanity This Christmas Season

Keep The Happy In Your Holidays is full of great ideas of how you can slash the price of Christmas without seeming like a scrooge.

3.Debt-Proof Your Christmas: Celebrating The Holidays Without Breaking the Bank

I read the original edition of Debt-Proof Your Christmas years ago and found if full of great, practical advice that will help you stay on track financially during the Christmas season.

4. Christmas On A Zero Budget: The mini eBook

This eBook of mine is short and sweet yet full of creative ways to fund Christmas this year. It is available free of charge when you sign up for my weekly newsletter and you can also grab the free printable pack of printables that will help you plan for a Christmas you can truly afford.

Subscribe and grab your Christmas On A Zero Budget Printable Plan | Snail Pace Transformations

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.

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