How To Get $25 Each Month To Spend On Cool Summer Treats

StumbleUponFacebookShare

(post contains affiliate links: see disclosure)

This summer when things heat up, be ready with a plan that will keep you in gift cards for cool treats for little effort with Swagbucks.

How to get $25 each month to spend on cool treats this summer.

 

At Swagbucks it doesn’t take many SB point earning activities to earn a $25 gift card month after month, even less now that you only need 2200 SB points  for your first $25 gift card each month (any $25 gift cards after that during the same calendar month are 2500 SB points).

Plus, with the plan below you can simply get the app going and earn points while you get on with your day. No need to spend countless hours filling out surveys just to earn a gift card. Instead, spend the extra time you save relaxing and enjoy all the fun of summer.

How To Earn A $25 Gift Card Each Month From Swagbucks

1. Watch the Swagbucks TV App Daily.

  • Swagbucks TV App, 36 daily SB points = 1080 per month

2. Watch 3 other Apps Daily

  • EntertainNow App, 18 daily SB points = 540 per month
  • Sportly.TV App, 18 daily SB points = 540 per month
  • Lifestylz.TV App, 18 daily SB points = 540 per month

(please note: you do need to manually switch from one app to another app once you have reached your daily SB limit and you will also need to check on the app you have running from time to time to make sure it is functioning properly.)

 

Add these three activities together and you get 2700 SB points, which is more than enough for the 2200 point $25 gift card of your choice each and every month. You can either get another $5 gift card with the 500 extra SB points in the plan or you can simply do just enough app work to earn you $25 card and forget about the apps after that until next month.

How to get $25 each month to spend on cool treats this summer.

Over the summer months, cash these in for Cold Stone Creamery or Steak & Shake gift cards and enjoy a cool summer treat with the kids! Or make it a date night!

Of course, this is only one way to earn 2200 points. One thing I love about Swagbucks is all the different ways to earn including web searches, coupon printing, shopping online and many other activities that you probably already do online anyway…so why not get paid to do them? In fact, there are over 20 ways to earn SB points through Swagbucks.

One More Reason To Join Swagbucks Today

A Giveaway For My Readers Who Sign Up For Swagbucks This Week

How to get $25 each month to spend on cool treats this summer. (Giveaway ends May 27th)

 

And in case you needed just a bit more incentive to join– those that sign up for Swagbucks through this post from May 20th to May 27th will be entered in a drawing to win one $50 gift card of your choice!

To enter simply head over to Swagbucks through this link and create your Swagbucks account.

Swagbucks will pick and credit the amount needed for a $50 gift card to the account of the winner.

 Now that you are all signed up, here are two more of my Swagbucks earning plans you might want to check out so you know about all the ways to earn SB Points. (you are signed up, right? )

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.

StumbleUponFacebookShare

Changing Financial Goals: One Family’s Story Of Swapping Practical For Crazy

StumbleUponFacebookShare

(post contains affiliate links: see disclosure)

One of my closest friends from grade school through high school use to say over and over, “Life is what happens when you are planning something else.”

Changing Financial Goals. One family's story of swapping practical for crazy.

Sometimes when you are planning on reaching for a safe and practical financial goal, an opportunity to make a crazy, out of this world dream become a reality arises instead.

Our family’s safe and practical financial goal

Our big financial goal for this year was to finish renovating our second rental unit, get it rented, and then work hard to add enough money to what is left of the inheritance from my dad to purchase and renovate and rent a third rental home.

It was a stretching goal for us, one that would have us working hard and saving hard.

Our hope was the result would be more month to month income to help us help the kids with college now and help us with retirement later. It is was a very practical, safe financial goal.

But then we entirely changed our goal.

How practical became crazy

I remember the exact moment our practical goal started to crumble. It was March 12th, my birthday, and we decided to spend it together as a family of five. Our first stop on our family day was the gas station for gas needed for the trip.

While my husband filled the gas tank. I started a conversation with the children that completely changed our goal from practical to, “Oh, my word! What are we thinking?”

Me: “Hey kids look at the super tiny RV!” (one of those super compact ones)

Kids: “Wow that is small”

Me: ” That is the size of the one dad and I plan on taking on our cross country trip after you all leave home.”

Kids: “Buy something bigger, go a few years sooner, and we will all go with you.”

Me: ” Really, I always thought you guys didn’t want to leave your friends and normal daily life for that long?”

Kids: “But think of all the places we would see?”

And so began the crumbling of our safe, practical, and normal financial goal.

My birthday celebration was hijacked with a day long conversation of where to go on the trip, what to take with us, when to leave on the trip and how to pay for the trip.

The exact moment the normal financial goal was traded for crazy

We eventually got to the big word: BUDGET. Honestly, I thought that this is where our crazy dream idea would have to stay a dream. After all, we were not planning on doing this RV trip until the children were all grown and gone. With our youngest currently 13, we still had at least 6 years to figure out how to fund it.

But now with this new dream we had less than one year to make it happen, because in just over two years it is very likely that we won’t be a family of five living under one roof–our little birds are growing up and are getting ready to leave the nest very soon.

That short timeline presented a BIG problem. Unlike many RV traveling families, our main provider for our family, my husband, does not work at a “take it anywhere” type of job. My husband is an RN. He physically has to be at his job to work it. That leaves us with rental income and my blog income as the only sources of income coming in each month we are on the road. Currently, after taxes and expenses these two income sources average $1600 a month. Obviously we are going to need more than that per month to live on the road.

And in that second practical was replaced with crazy

As soon as the words “where would we get that kind of money in that short amount of time?” were uttered, the solution became obvious. We could swap our practical goal of investing our savings in a 3rd rental unit for a RV trip of a life time.

And then we started to panic

When we got home that night from Indy, I purposely set out to figure out how we couldn’t afford this trip. You see, the battle of the “what if’s” was setting in. I am the head numbers person for the family and I kept thinking, “What if I didn’t get the numbers right? What if something goes wrong with the rentals? What if the blog stops bringing in an income?”

But no matter how many times I came up with a valid excuse not to take the trip, a just as valid solution came up to take care of my excuse.

A few days later my husband started to panic. Being the provider, his main “what if” was–and still is–what if he can’t get the RN position he loves back after the trip? He was also struggling with “what if we don’t have enough put aside for when we get home to last us until he gets back to full time work again?”

We both had a horrible case of fear-filled “what if’s.”

After several days of fear induced flip-flopping, my husband and I decided the best way for us to give up on the practical goal for good was to become fully committed to the new crazy goal and the best way to do that was to buy the RV and start telling people  that we were going on a cross-country RV trip.

Changing Financial Goals. One family's story of swapping practical for crazy.

Here is the picture of our home for 6 months on the road–all 26 1/2 feet of it. It has a slide- out on the other side.

And yet we are still doubting

I would be lying if I said I am now 100% sure that this decision is the right one.

However, I do know that we are doing our best to be smart about our rather crazy decision.

We are paying cash for it. We are keeping back an emergency fund so that if we get home and my husband doesn’t get a job right away, we have funds to live on. We are researching ways to keep the trip as affordable as possible. We are over budgeting in all areas to make sure we have enough.

However, we are both in our 40s and retirement is getting closer than we want to think about and 2 rentals isn’t going to provide livable income for us and that is concerning. Plus, before that we have 3 children whom we would love to help with college expenses in any way we can.

But here is something else I know. This is our last window of opportunity to do such a trip as a family of five. It is now as five or later as two.

As I stated above, we were planning on doing this trip later with just the two of us. Essentially, we are just swapping timelines. We are going to travel now (well, within 6 to 8 months) instead of working, which means we will work later instead of traveling.

My husband and I have passions and talents that make us great at turning rundown, low-priced homes in good neighborhoods into livable rentals. The moment we get home from this crazy trip you can bet we will be itching to start saving up for another property.

We are not giving up our goal of retiring off of rental income. Instead we are simply putting it on pause so that we can enjoy the here and now with our children while they are still living with us.

(plus it also helps that we living in a town with extremely low real estate prices – the home we currently live in cost us $10,000)

We will get back to practical–but for now we choose crazy!

How about you? What dreams are you pushing to one side because they simply are not financially practical according to the widely accepted norms of society?  Is the risk of going for them worth the possible payoff? Are you willing to face the “what if’s” head on?

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.

StumbleUponFacebookShare

A Round Up Of My Best Thrifty Mother’s Day Gift Ideas

StumbleUponFacebookShare

(post contains affiliate links: see disclosure)

When I was thinking about what I truly want for Mother’s Day this year, all I could think of was some extra time on the porch swing to curl up and read an entire book over the course of Mother’s day weekend (I am thinking of perhaps reading this book or perhaps this one).

Thrifty Yet Meaningful Mother's Day Gift Ideas

And then it hit me, I can help my kids give me that gift by sharing a round up of thrifty Mother’s Day gift ideas I have written in the past that you might have missed, then use the hours I save on not writing a 100% new article to get work done early and hit the porch swing with my book in hand. So I decided to do just that.

Thrifty Yet Meaningful Mother’s Day Gift Ideas

Plus! Go check out my favorite Mama’s necklace that is on sale for just $6.99 until Sunday.

Enjoy the posts, and if you are a mom–Happy Mother’s Day! May you too get to spend some hard-earned relaxation time this weekend.

Thrifty Yet Meaningful Mother's Day Gift Ideas

Oh, and kids if you read this…which you might after I send you the link via Facebook Messaging …here is the Mother’s Day gift list from me that you all asked for!

(psst…all 3 of you go in on one gift; remember–mom is thrifty)

  1. A new Starbucks mug with a lid. Venti size. Ceramic or Stainless steel.
  2. A yoga mat like this one. Extra thick, 1/2 inch at least
  3. Flowers from ALDI
  4. Organic chocolate also available at ALDI
  5. The gift of uninterrupted time to read my book. This means FYO weekend {fix your own meals}.
  6. A handwritten note
  7. Permission to post a picture of y’all on Instagram–because I think you are stinking adorable and totally want everyone to know—even if you are all over the age of 13.
  8. A framed piece of your art–never to old for new fridge art.
  9. Do a chore for me. Psst, the front porch stair flower boxes need spring annuals.
  10. A cupcake! Homemade, extra icing.

If you found this post to be useful, make sure you don’t miss my latest posts! Have them delivered to your inbox by signing up for my weekly newsletter. Get to know the blogger behind the blog by following me on Facebook or Instagram.

StumbleUponFacebookShare