100 Ways Thrifty People Save Money On Christmas

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information.)

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

Christmas does not have to be expensive. Christmas does not have to put you into debt. Christmas can fit in any budget big or small. My thrifty Christmas tips can help you do just that.

Save money on everything Christmas including, Christmas gifts, Christmas entertaining, and more.

Over the several years I have been a blogger  I have shared post after post on how to have a Thrifty Christmas. If you add up the tips shared in each and every post I have shared hundreds of ways to save money on Christmas. Today I thought I would share the top thrifty Christmas posts with you, and when you add the tips in all of them together you get over  100 thrifty Christmas tips in 7 areas of the Christmas budget – 134 ways to be exact.

100 Ways Thrifty People Save Money On Christmas

1. Entertaining, Celebrations, & Inexpensive Date Ideas

10 Christmas Parties Thrifty People Throw: Entertaining On A Budget

25 Christmas Traditions For Families On A Tight Budget

7 Christmas Themed Swap-It Parties That Will Save You Money

10 Christmas Date Ideas That Cost Zero

100 Ways Thrifty People Save Money On Christmas

2. DIY Gifts On A Budget

10 DIY Gifts For Girls 8 to 12 Under $10

5 DIY Gifts Under $5

Love to knit? Here are 2 knitting patterns that use a skein of yarn or less that would make great gifts…

Simple To Knit Fingerless Gloves

DIY Knitted Christmas Tree Ornament

100 Ways Thrifty People Save Money On Christmas

3. Decorations

10 Ways Thrifty People Decorate For Christmas


4. Stocking Stuffers

10 Fabulous Stocking Stuffers  (Ages 10 to 18) That Won’t Break The Bank

5. Inexpensive Gift Ideas

How To Give Acts Of Service Gifts People Will Really Use: No More Coupon Books

22 Gifts You Can Make Using Ingredients Found In Your Kitchen

10 Last Minute Gift  Basket Ideas Under $10


6. Low-Cost Christmas Shopping Tips

Where To Find Free & Low Cost Christmas Gifts That Rock

5 Steps Thrifty Online Christmas Shoppers Use To Save Money

10 Ways Thrifty People Prepare For The Christmas Shopping Season

7. How To Have A No Cost Or Low-Cost Christmas

Christmas On A Zero Budget: 10 Ways To Celebrate Christmas When You Have No Money To Spend

How To Plan A Christmas To Remember On A Super Tight Budget.

3 Ways To Fatten And Stretch Your Christmas Fund

1. Resell Your Clutter

Take a day to go through your home from top to bottom grabbing all the items you are not currently using –these things are clutter. You can use my guide on gathering items for a yard sale to help you dig deep for as many items to sell as possible. You don’t have to have a yard sale –there are a tonne of other profitable reselling options available.

People often thing they don’t have much of value but they are usually wrong. I think it is fair to say most families have $500 to $1000 worth of stuff they are not using lying around their home. That is a nice Christmas fund right there .

2. Start Working Point Reward Programs That Have Low Payout Minimums

Now is not the time to spend hours on surveys for a company that doesn’t pay out until you reach $30. Instead work at programs like Swagbucks where gift cards in general start at 500 SwagBucks for a $5 card. Here is a tutorial I wrote sharing 10 simple ways to earn giftcards  with Swagbucks.

A program I really like for fast payouts  is InstaGC. Their e-gift card codes are delivered instantly the second you hit redemb. The pay out is set at a minimum 0f 100 points for a $1 gift card. InstaGC has several ways to earn and when I played around on the site I was able to hit 50 points in less than 30 minutes. Here is a tutorial I wrote explaining how to get started using InstaGC to earn gift cards.

Another program with low cash outs is PrizeRebel where you can grab a $2 Amazon gift card code for just 200 points and you will receive it in around 24 hours. There are several ways to earn with PrizeRebel including some very quick and simple point earning actions. Here is a tutorial I wrote that explains how to best use PrizeRebel to earn gift cards.

If you have a magazine lover in your family join Recycle Bank and do their environmentally-friendly themed point earning tasks. Magazines subscriptions start at 160 points.There are some activities that come out worth 150 points so it won’t take long to earn enough for a magazine subscription for a loved one. There is a wide variety of magazines–including those for fitness lovers, home decor lovers, celebrity news lovers, and more.

If you want to surprise a book lover young or old with a new book, then join Tyndale Rewards and follow the instructions in this article I wrote about Tyndale rewards to earn enough points on your first day as a member to purchase a book. Books do take a few weeks to be delivered; plan accordingly.

3. Make Sure You Use These 2 Secret Weapons To Lower Prices Further

Never shop without first seeing if you could get cashback on your purchases.If you are shopping online Ebates has a great selection of stores . If you are shopping in store use ibotta they are way more than a grocery rebate app.

For stores you frequent again and again buy discount gift cards. Using discounted gift cards to save money takes a bit of advanced thinking as even the electronically delivered ones can take up to 24 hours to arrive in your inbox or app. However this extra step has saved our family as much as an additional 20%. The  discounted gift card our family uses the most  is Cardpool however you can compare discounts on gift cards offered at various sites by signing up for and using Gift Card Granny. 

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Visit my thrifty Christmas tips page where you will find all my thrifty Christmas tips in one place.












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  1. I shared all over! Great list of ways to save!

  2. I love these ideas! I am totally for DIY gifts and decorations. I was able to transform my home using dollar store or discount items. Who said you have to break the bank around this time of year??

  3. Love this post..love DIY, love things on budget. I really enjoy this.

  4. Thank you for all your pins! They are very useful!


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